HBT Financial (NASDAQ:HBT) Releases Earnings Results, Beats Expectations By $0.05 EPS

HBT Financial (NASDAQ:HBT) announced its earnings results on Monday. The company reported $0.78 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.73 by $0.05, FiscalAI reports. HBT Financial had a net margin of 23.44% and a return on equity of 14.03%. The company had revenue of $80.90 million during the quarter, compared to analysts’ expectations of $80.36 million.

HBT Financial Trading Up 4.5%

Shares of HBT stock opened at $36.16 on Wednesday. HBT Financial has a fifty-two week low of $22.36 and a fifty-two week high of $36.45. The stock’s fifty day moving average price is $30.91 and its two-hundred day moving average price is $28.74. The company has a debt-to-equity ratio of 0.20, a quick ratio of 0.85 and a current ratio of 0.85. The company has a market cap of $1.32 billion, a PE ratio of 15.52 and a beta of 0.51.

HBT Financial Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Tuesday, August 18th. Shareholders of record on Tuesday, August 11th will be issued a $0.25 dividend. The ex-dividend date of this dividend is Tuesday, August 11th. This represents a $1.00 dividend on an annualized basis and a dividend yield of 2.8%. This is a boost from HBT Financial’s previous quarterly dividend of $0.23. HBT Financial’s dividend payout ratio (DPR) is 42.20%.

Wall Street Analysts Forecast Growth

A number of analysts have issued reports on HBT shares. Keefe, Bruyette & Woods boosted their price objective on shares of HBT Financial from $34.00 to $38.00 and gave the company an “outperform” rating in a report on Tuesday. Wall Street Zen raised HBT Financial from a “hold” rating to a “buy” rating in a research report on Sunday, July 12th. Weiss Ratings downgraded HBT Financial from a “buy (b+)” rating to a “buy (b)” rating in a research report on Wednesday, July 15th. DA Davidson raised their price target on HBT Financial from $28.00 to $31.00 and gave the stock a “neutral” rating in a research report on Tuesday, April 28th. Finally, Zacks Research downgraded HBT Financial from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, May 19th. Three equities research analysts have rated the stock with a Buy rating and three have issued a Hold rating to the company’s stock. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $33.25.

Institutional Trading of HBT Financial

Large investors have recently bought and sold shares of the business. Adage Capital Partners GP L.L.C. grew its position in HBT Financial by 51.1% in the fourth quarter. Adage Capital Partners GP L.L.C. now owns 257,579 shares of the company’s stock valued at $6,658,000 after acquiring an additional 87,085 shares during the last quarter. Citadel Advisors LLC bought a new position in shares of HBT Financial in the third quarter worth about $725,000. Wells Fargo & Company MN boosted its stake in shares of HBT Financial by 315.1% in the 4th quarter. Wells Fargo & Company MN now owns 36,449 shares of the company’s stock valued at $942,000 after purchasing an additional 27,669 shares in the last quarter. Dimensional Fund Advisors LP grew its holdings in shares of HBT Financial by 4.2% during the 4th quarter. Dimensional Fund Advisors LP now owns 545,809 shares of the company’s stock valued at $14,110,000 after purchasing an additional 22,048 shares during the last quarter. Finally, Qube Research & Technologies Ltd increased its position in HBT Financial by 184.9% during the 3rd quarter. Qube Research & Technologies Ltd now owns 33,553 shares of the company’s stock worth $846,000 after purchasing an additional 21,775 shares in the last quarter. 78.55% of the stock is owned by institutional investors and hedge funds.

Key Headlines Impacting HBT Financial

Here are the key news stories impacting HBT Financial this week:

• Positive Sentiment: Second-quarter earnings beat expectations: Adjusted earnings were $0.78 per diluted share, above the $0.73–$0.74 analyst consensus, while revenue of approximately $80.9 million also exceeded forecasts. Adjusted net income rose to $28.5 million from $19.8 million a year earlier. HBT Financial Second-Quarter 2026 Results
• Positive Sentiment: Profitability and margins improved: Net interest income increased 22.5% sequentially and 39.1% year over year, while net interest margin expanded to 4.32% from 4.20% in the prior quarter. Management said the company is now realizing the full benefit of the CNB integration and expected cost savings.
• Positive Sentiment: Asset quality remained strong: Nonperforming assets declined to 0.15% of total assets from 0.21% in the prior quarter, and the bank recorded net loan recoveries during the period. Capital ratios also remained well above regulatory requirements.
• Positive Sentiment: Dividend increased: HBT declared a quarterly dividend of $0.25 per share, up 8.7% from $0.23, payable August 18 to shareholders of record August 11. The increase signals confidence in earnings and capital strength.
• Positive Sentiment: Analyst upgraded valuation outlook: Keefe, Bruyette & Woods raised its price target from $34 to $38 and assigned an “outperform” rating, implying additional upside from the reference price. Shares also reached a new 52-week high following the earnings report. Benzinga Analyst Price Target Update
• Neutral Sentiment: Integration remains an important variable: The acquisition expanded loans, deposits and fee-generating customers, but investors will continue monitoring whether the expected synergies persist after the first full quarter of combined operations.
• Negative Sentiment: Funding and operating costs increased: Funding costs rose to 1.32%, and noninterest expense was 33% higher than a year ago, reflecting the larger post-acquisition cost base. Deposits also declined by $45.5 million sequentially, although management attributed much of the decrease to tax-related outflows.

HBT Financial Company Profile

HBT Financial, Inc is the bank holding company for HomeTrust Bank, a community-focused financial institution based in Lenoir, North Carolina. Through its subsidiary, HomeTrust Bank, the company provides a full suite of personal and business banking services across western North Carolina, eastern Tennessee and Upstate South Carolina. The company’s operations include a network of branch offices, ATMs and online banking platforms designed to serve both urban and rural communities in its primary market areas.

HomeTrust Bank’s product offerings encompass traditional deposit accounts such as checking, savings and money market accounts, as well as certificates of deposit.