Upstart (UPST) to Announce Quarterly Earnings on Tuesday

Upstart (NASDAQ:UPST) is anticipated to issue its Q2 2026 results after the market closes on Tuesday, August 4th. Analysts expect the company to announce earnings of $0.1931 per share and revenue of $352.2910 million for the quarter. Parties may review the information on the company’s upcoming Q2 2026 earning summary page for the latest details on the call scheduled for Tuesday, August 4, 2026 at 4:30 PM ET.

Upstart (NASDAQ:UPST) last issued its quarterly earnings data on Tuesday, May 5th. The company reported ($0.07) earnings per share for the quarter, missing the consensus estimate of $0.39 by ($0.46). The business had revenue of $308.21 million during the quarter, compared to the consensus estimate of $301.30 million. Upstart had a return on equity of 5.63% and a net margin of 4.34%.The business’s revenue for the quarter was up 44.3% compared to the same quarter last year. During the same period in the prior year, the firm earned $0.30 EPS. On average, analysts expect Upstart to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Upstart Price Performance

NASDAQ UPST traded down $0.53 on Tuesday, reaching $26.96. The company had a trading volume of 981,828 shares, compared to its average volume of 4,736,292. The firm has a market cap of $2.58 billion, a price-to-earnings ratio of 71.02, a P/E/G ratio of 0.72 and a beta of 2.26. Upstart has a fifty-two week low of $23.97 and a fifty-two week high of $87.30. The business has a 50 day moving average of $31.41 and a two-hundred day moving average of $32.42.

Insiders Place Their Bets

In other Upstart news, CEO Paul Gu bought 50,000 shares of the stock in a transaction on Wednesday, May 13th. The stock was acquired at an average cost of $27.50 per share, for a total transaction of $1,375,000.00. Following the completion of the acquisition, the chief executive officer owned 70,000 shares in the company, valued at $1,925,000. This trade represents a 250.00% increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available at this link. Also, CFO Andrea Blankmeyer sold 7,044 shares of the business’s stock in a transaction that occurred on Friday, May 15th. The shares were sold at an average price of $29.63, for a total value of $208,713.72. Following the completion of the transaction, the chief financial officer directly owned 162,383 shares in the company, valued at approximately $4,811,408.29. This trade represents a 4.16% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The sale was made to cover tax withholding obligations related to the vesting of equity awards. Insiders sold a total of 33,346 shares of company stock valued at $991,672 in the last 90 days. Company insiders own 17.29% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently bought and sold shares of the stock. Morgan Stanley grew its holdings in Upstart by 154.6% in the fourth quarter. Morgan Stanley now owns 4,206,615 shares of the company’s stock worth $183,955,000 after purchasing an additional 2,554,591 shares during the period. Voloridge Investment Management LLC raised its holdings in shares of Upstart by 79.8% during the third quarter. Voloridge Investment Management LLC now owns 970,306 shares of the company’s stock valued at $49,292,000 after purchasing an additional 430,535 shares during the period. Jump Financial LLC raised its holdings in shares of Upstart by 97.0% during the third quarter. Jump Financial LLC now owns 470,791 shares of the company’s stock valued at $23,916,000 after purchasing an additional 231,819 shares during the period. First Trust Advisors LP boosted its position in shares of Upstart by 34.3% during the 4th quarter. First Trust Advisors LP now owns 318,547 shares of the company’s stock worth $13,930,000 after purchasing an additional 81,416 shares in the last quarter. Finally, Dimensional Fund Advisors LP grew its stake in shares of Upstart by 382.3% in the 4th quarter. Dimensional Fund Advisors LP now owns 278,590 shares of the company’s stock valued at $12,183,000 after buying an additional 220,829 shares during the period. 63.01% of the stock is owned by institutional investors.

Analyst Ratings Changes

Several equities research analysts have recently weighed in on the company. Truist Financial set a $40.00 price objective on Upstart in a research report on Wednesday, May 6th. Wall Street Zen cut Upstart from a “hold” rating to a “sell” rating in a report on Saturday, June 27th. Zacks Research raised shares of Upstart from a “strong sell” rating to a “hold” rating in a research report on Monday, April 13th. Piper Sandler lowered their price target on shares of Upstart from $56.00 to $46.00 and set an “overweight” rating for the company in a report on Wednesday, May 6th. Finally, Weiss Ratings downgraded shares of Upstart from a “sell (d+)” rating to a “sell (d)” rating in a research report on Wednesday, May 6th. Eight research analysts have rated the stock with a Buy rating, seven have issued a Hold rating and two have given a Sell rating to the company. Based on data from MarketBeat.com, the company has an average rating of “Hold” and an average target price of $43.93.

About Upstart

Upstart Holdings, Inc operates a cloud-based lending marketplace that leverages artificial intelligence and machine learning to assess borrower creditworthiness. The company partners with banks and credit unions, providing its proprietary AI models and underwriting platform to facilitate consumer credit products. By focusing on non?traditional data points—such as education, employment history and other real?time indicators—Upstart seeks to improve approval rates and lower loss rates compared with conventional credit scoring methods.

Upstart’s core offering centers on unsecured personal loans, which borrowers can use for purposes such as debt consolidation, home improvements or major purchases.