Recent Analysts’ Ratings Changes for SmartFinancial (SMBK)

Several brokerages have updated their recommendations and price targets on shares of SmartFinancial (NASDAQ: SMBK) in the last few weeks:

• 7/23/2026 – SmartFinancial had its price target raised by Stephens from $45.00 to $47.00. They now have an “equal weight” rating on the stock.
• 7/23/2026 – SmartFinancial had its price target raised by Keefe, Bruyette & Woods from $46.00 to $50.00. They now have a “market perform” rating on the stock.
• 7/22/2026 – SmartFinancial had its price target raised by Benchmark Co. from $54.00 to $56.00. They now have a “buy” rating on the stock.
• 7/22/2026 – SmartFinancial had its “strong-buy” rating reaffirmed by Raymond James Financial, Inc.. They now have a $58.00 price target on the stock.
• 6/24/2026 – SmartFinancial is now covered by Benchmark Co.. They set a “buy” rating and a $54.00 price target on the stock.
• 6/24/2026 – SmartFinancial was upgraded by Benchmark Co. to “strong-buy”.

SmartFinancial Announces Dividend

The business also recently announced a quarterly dividend, which will be paid on Monday, August 17th. Shareholders of record on Friday, July 31st will be given a $0.09 dividend. The ex-dividend date of this dividend is Friday, July 31st. This represents a $0.36 dividend on an annualized basis and a yield of 0.7%. SmartFinancial’s dividend payout ratio is presently 11.54%.

Insider Transactions at SmartFinancial

In related news, Director Victor Lynn Barrett purchased 3,000 shares of the company’s stock in a transaction on Wednesday, June 10th. The stock was acquired at an average cost of $43.78 per share, for a total transaction of $131,340.00. Following the completion of the transaction, the director directly owned 151,724 shares in the company, valued at approximately $6,642,476.72. The trade was a 2.02% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the SEC, which is available at this link. Also, Director Cathy G. Ackermann acquired 3,000 shares of the company’s stock in a transaction that occurred on Thursday, June 4th. The stock was acquired at an average price of $42.12 per share, with a total value of $126,360.00. Following the acquisition, the director directly owned 19,831 shares of the company’s stock, valued at approximately $835,281.72. This represents a 17.82% increase in their position. The disclosure for this purchase is available in the SEC filing. Insiders acquired 6,290 shares of company stock worth $269,677 in the last ninety days. 6.93% of the stock is currently owned by corporate insiders.

SmartFinancial, Inc is a bank holding company headquartered in Knoxville, Tennessee, operating through its primary subsidiary, SmartBank. Incorporated in 2006, the company provides a full suite of banking and financial services to individuals, small and middle-market businesses and public entities across its regional footprint. SmartFinancial’s network of branch offices and digital platforms combines community-banking relationships with modern technology to serve its customers’ evolving needs.

Through SmartBank, the company offers a broad range of deposit products, including checking, savings and certificate of deposit accounts, alongside consumer and commercial lending solutions.