Pathward Financial (NASDAQ:CASH) Updates FY 2027 Earnings Guidance

Pathward Financial (NASDAQ:CASH) updated its FY 2027 earnings guidance on Wednesday. The company provided earnings per share guidance of 9.500-10.000 for the period, compared to the consensus earnings per share estimate of 9.660. The company issued revenue guidance of -. Pathward Financial also updated its FY 2026 guidance to 7.800-8.200 EPS.

Analyst Upgrades and Downgrades

Several equities research analysts have weighed in on the stock. Keefe, Bruyette & Woods lowered their price objective on shares of Pathward Financial from $108.00 to $97.00 and set an “outperform” rating for the company in a research report on Thursday. Weiss Ratings reiterated a “buy (b)” rating on shares of Pathward Financial in a research report on Friday, May 8th. Three equities research analysts have rated the stock with a Buy rating, Based on data from MarketBeat.com, the stock has an average rating of “Buy” and an average price target of $102.00.

Pathward Financial Price Performance

Shares of CASH stock opened at $88.67 on Thursday. The firm has a market cap of $1.87 billion, a price-to-earnings ratio of 10.53 and a beta of 0.60. Pathward Financial has a 12 month low of $65.87 and a 12 month high of $101.26. The company has a quick ratio of 0.80, a current ratio of 0.81 and a debt-to-equity ratio of 0.04. The stock has a 50-day moving average price of $84.86 and a 200 day moving average price of $87.06.

Pathward Financial (NASDAQ:CASH) last released its earnings results on Wednesday, July 22nd. The savings and loans company reported $1.37 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.95 by ($0.58). The business had revenue of $189.64 million for the quarter, compared to analyst estimates of $191.18 million. Pathward Financial had a net margin of 22.42% and a return on equity of 22.35%. Pathward Financial has set its FY 2027 guidance at 9.500-10.000 EPS and its FY 2026 guidance at 7.800-8.200 EPS. Research analysts expect that Pathward Financial will post 8.73 EPS for the current year.

Pathward Financial Announces Dividend

The firm also recently declared a quarterly dividend, which was paid on Wednesday, July 1st. Investors of record on Thursday, June 11th were paid a dividend of $0.05 per share. This represents a $0.20 dividend on an annualized basis and a dividend yield of 0.2%. The ex-dividend date of this dividend was Thursday, June 11th. Pathward Financial’s payout ratio is 2.38%.

Insider Activity at Pathward Financial

In related news, Director Douglas J. Hajek sold 5,000 shares of the stock in a transaction that occurred on Wednesday, April 29th. The shares were sold at an average price of $86.37, for a total value of $431,850.00. Following the transaction, the director directly owned 12,281 shares in the company, valued at $1,060,709.97. This represents a 28.93% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at the SEC website. Also, Director Elizabeth G. Hoople sold 4,500 shares of the firm’s stock in a transaction that occurred on Friday, May 29th. The shares were sold at an average price of $82.29, for a total transaction of $370,305.00. Following the completion of the transaction, the director directly owned 28,050 shares in the company, valued at approximately $2,308,234.50. The trade was a 13.82% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Corporate insiders own 1.43% of the company’s stock.

Pathward Financial News Roundup

Here are the key news stories impacting Pathward Financial this week:

• Positive Sentiment: Keefe, Bruyette & Woods kept an outperform rating on Pathward Financial while lowering its price target to $97 from $108, implying upside from the current share price. Article link
• Positive Sentiment: Management raised its long-term outlook, guiding FY2027 EPS to $9.50-$10.00, which suggests earnings can recover after the near-term setback. Article link
• Neutral Sentiment: Earnings-call coverage highlighted strong income growth in parts of the business, but the market focus remained on the miss and lower near-term guidance. Article link
• Negative Sentiment: Q3 results missed analyst expectations on both earnings and revenue, with EPS down from $1.81 a year ago to $1.37, signaling weaker quarterly performance. Article link
• Negative Sentiment: The company trimmed FY2026 EPS guidance to $7.80-$8.20, below the Street’s expectations, which adds pressure to the stock. Article link

Hedge Funds Weigh In On Pathward Financial

Institutional investors and hedge funds have recently modified their holdings of the business. EverSource Wealth Advisors LLC raised its position in Pathward Financial by 43,200.0% during the second quarter. EverSource Wealth Advisors LLC now owns 433 shares of the savings and loans company’s stock worth $34,000 after acquiring an additional 432 shares in the last quarter. Smartleaf Asset Management LLC increased its holdings in shares of Pathward Financial by 23.0% during the fourth quarter. Smartleaf Asset Management LLC now owns 630 shares of the savings and loans company’s stock worth $45,000 after purchasing an additional 118 shares during the period. State of Wyoming bought a new position in Pathward Financial during the 2nd quarter worth $46,000. Kestra Advisory Services LLC bought a new position in shares of Pathward Financial in the fourth quarter worth $88,000. Finally, Steward Partners Investment Advisory LLC raised its position in shares of Pathward Financial by 9.0% in the 4th quarter. Steward Partners Investment Advisory LLC now owns 3,030 shares of the savings and loans company’s stock valued at $215,000 after buying an additional 250 shares in the last quarter. 92.66% of the stock is currently owned by institutional investors and hedge funds.

Pathward Financial Company Profile

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.