OneMain Holdings, Inc. (NYSE:OMF) Receives $67.80 Consensus Price Target from Analysts

Shares of OneMain Holdings, Inc. (NYSE:OMF) have been given an average rating of “Moderate Buy” by the twelve analysts that are currently covering the stock, MarketBeat.com reports. One research analyst has rated the stock with a sell rating, three have assigned a hold rating and eight have given a buy rating to the company. The average 1-year price objective among brokerages that have issued a report on the stock in the last year is $67.80.

Several research analysts have weighed in on OMF shares. Wells Fargo & Company decreased their price objective on shares of OneMain from $70.00 to $65.00 and set an “equal weight” rating for the company in a report on Thursday, April 9th. TD Cowen increased their price target on shares of OneMain from $66.00 to $68.00 and gave the stock a “buy” rating in a research report on Tuesday, July 7th. Truist Financial reduced their price target on shares of OneMain from $73.00 to $70.00 and set a “buy” rating on the stock in a research report on Thursday, July 2nd. Royal Bank Of Canada decreased their price target on OneMain from $73.00 to $70.00 and set an “outperform” rating for the company in a research note on Monday, May 4th. Finally, Evercore set a $66.00 price objective on OneMain in a report on Monday, July 6th.

OneMain Trading Down 0.2%

OMF stock opened at $59.86 on Monday. OneMain has a twelve month low of $45.78 and a twelve month high of $71.93. The company has a market capitalization of $6.92 billion, a P/E ratio of 8.91, a PEG ratio of 0.46 and a beta of 1.22. The firm has a 50 day simple moving average of $57.22 and a 200-day simple moving average of $58.04.

OneMain (NYSE:OMF) last posted its quarterly earnings results on Friday, May 1st. The financial services provider reported $1.95 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.86 by $0.09. OneMain had a net margin of 14.38% and a return on equity of 24.24%. The firm had revenue of $1.58 billion for the quarter, compared to analysts’ expectations of $1.27 billion. During the same period in the prior year, the company posted $1.72 earnings per share. The firm’s quarterly revenue was up 6.7% on a year-over-year basis. On average, research analysts predict that OneMain will post 7.14 EPS for the current year.

OneMain Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Friday, May 15th. Stockholders of record on Monday, May 11th were given a $1.05 dividend. The ex-dividend date was Monday, May 11th. This represents a $4.20 annualized dividend and a dividend yield of 7.0%. OneMain’s dividend payout ratio (DPR) is presently 62.50%.

Insider Buying and Selling

In related news, SVP Michael A. Hedlund sold 1,848 shares of the firm’s stock in a transaction on Monday, June 29th. The stock was sold at an average price of $62.00, for a total transaction of $114,576.00. Following the transaction, the senior vice president directly owned 13,127 shares in the company, valued at $813,874. This trade represents a 12.34% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, COO Micah R. Conrad sold 5,000 shares of the firm’s stock in a transaction on Monday, June 29th. The stock was sold at an average price of $62.00, for a total value of $310,000.00. Following the transaction, the chief operating officer owned 96,250 shares in the company, valued at $5,967,500. This trade represents a 4.94% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 0.29% of the stock is currently owned by insiders.

Institutional Trading of OneMain

Institutional investors and hedge funds have recently modified their holdings of the business. GAMMA Investing LLC raised its holdings in shares of OneMain by 25.4% during the second quarter. GAMMA Investing LLC now owns 2,273 shares of the financial services provider’s stock worth $139,000 after purchasing an additional 460 shares during the period. Essential Partners LLC boosted its holdings in shares of OneMain by 49.7% in the 1st quarter. Essential Partners LLC now owns 1,722 shares of the financial services provider’s stock valued at $92,000 after buying an additional 572 shares during the period. Ariadne Wealth Management LP boosted its holdings in shares of OneMain by 7.3% in the 1st quarter. Ariadne Wealth Management LP now owns 3,763 shares of the financial services provider’s stock valued at $201,000 after buying an additional 255 shares during the period. Bank of America Corp DE grew its position in shares of OneMain by 117.8% during the 1st quarter. Bank of America Corp DE now owns 843,912 shares of the financial services provider’s stock valued at $45,141,000 after buying an additional 456,470 shares during the last quarter. Finally, Janus Henderson Group PLC grew its position in shares of OneMain by 7.7% during the 1st quarter. Janus Henderson Group PLC now owns 2,729,862 shares of the financial services provider’s stock valued at $146,030,000 after buying an additional 195,591 shares during the last quarter. 85.82% of the stock is owned by institutional investors and hedge funds.

OneMain News Roundup

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Northland Securities’ longer-term outlook was relatively constructive, with estimates for FY2027 earnings of $8.30 per share and Q3 2027 EPS of $2.21, suggesting expectations for improved profitability over time.
• Positive Sentiment: The company previously beat last quarter’s estimates, posting $1.95 EPS versus $1.86 expected and revenue of $1.58 billion versus $1.27 billion expected, which supports confidence in OneMain’s ability to outperform when results are released.
• Neutral Sentiment: Analysts on average still expect OneMain to earn $7.19 per share for the current fiscal year, indicating the market is watching whether management can stay near that target despite softer near-term projections.
• Negative Sentiment: Northland Securities cut its Q2 2026 EPS estimate to $1.30 from $1.72 and trimmed FY2026 EPS to $7.39 from $7.76, reinforcing concerns that the next report could show some earnings softness.
• Negative Sentiment: The Zacks preview specifically said OneMain lacks the combination of factors typically associated with an earnings beat, which may be contributing to the stock’s recent weakness.

About OneMain

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.