Equifax (NYSE:EFX) Releases Q3 2026 Earnings Guidance

Equifax (NYSE:EFX) issued an update on its third quarter 2026 earnings guidance on Tuesday. The company provided earnings per share (EPS) guidance of 2.150-2.250 for the period, compared to the consensus EPS estimate of 2.270. The company issued revenue guidance of $1.7 billion-$1.7 billion, compared to the consensus revenue estimate of $1.7 billion. Equifax also updated its FY 2026 guidance to 8.390-8.690 EPS.

Equifax Stock Performance

NYSE:EFX opened at $172.23 on Wednesday. The firm has a 50-day moving average price of $165.31 and a 200 day moving average price of $183.40. Equifax has a 12-month low of $150.74 and a 12-month high of $271.84. The firm has a market capitalization of $20.51 billion, a PE ratio of 30.32, a price-to-earnings-growth ratio of 1.36 and a beta of 1.32. The company has a quick ratio of 0.61, a current ratio of 0.61 and a debt-to-equity ratio of 0.89.

Equifax (NYSE:EFX) last announced its earnings results on Tuesday, July 21st. The credit services provider reported $2.25 EPS for the quarter, topping the consensus estimate of $2.20 by $0.05. The business had revenue of $1.70 billion for the quarter, compared to the consensus estimate of $1.70 billion. Equifax had a return on equity of 20.41% and a net margin of 11.12%.Equifax’s revenue was up 10.6% compared to the same quarter last year. During the same period in the previous year, the business earned $2.00 EPS. Equifax has set its Q3 2026 guidance at 2.150-2.250 EPS and its FY 2026 guidance at 8.390-8.690 EPS. Research analysts anticipate that Equifax will post 8.56 earnings per share for the current fiscal year.

Equifax Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Shareholders of record on Friday, May 22nd were given a $0.56 dividend. This represents a $2.24 dividend on an annualized basis and a yield of 1.3%. The ex-dividend date was Friday, May 22nd. Equifax’s dividend payout ratio (DPR) is presently 39.44%.

Wall Street Analysts Forecast Growth

Several equities analysts have recently issued reports on EFX shares. Robert W. Baird cut their price target on Equifax from $250.00 to $245.00 and set an “outperform” rating on the stock in a research note on Wednesday, April 22nd. Morgan Stanley lowered their price target on shares of Equifax from $244.00 to $243.00 and set an “overweight” rating for the company in a research report on Tuesday, April 28th. Rothschild & Co Redburn cut their price objective on shares of Equifax from $226.00 to $214.00 in a report on Friday, May 8th. Bank of America lowered their target price on shares of Equifax from $250.00 to $225.00 and set a “buy” rating for the company in a report on Tuesday, May 19th. Finally, Mizuho dropped their price objective on Equifax from $222.00 to $210.00 and set an “outperform” rating for the company in a report on Thursday, July 2nd. Thirteen equities research analysts have rated the stock with a Buy rating and six have given a Hold rating to the stock. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and an average target price of $220.16.

Insider Activity at Equifax

In other news, EVP Chad M. Borton sold 2,455 shares of the stock in a transaction dated Thursday, May 7th. The shares were sold at an average price of $173.89, for a total value of $426,899.95. Following the transaction, the executive vice president directly owned 29,518 shares of the company’s stock, valued at $5,132,885.02. This represents a 7.68% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CEO Mark W. Begor sold 37,791 shares of Equifax stock in a transaction dated Friday, April 24th. The stock was sold at an average price of $172.40, for a total transaction of $6,515,168.40. Following the sale, the chief executive officer directly owned 271,730 shares of the company’s stock, valued at $46,846,252. The trade was a 12.21% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is owned by corporate insiders.

Equifax News Roundup

Here are the key news stories impacting Equifax this week:

• Positive Sentiment: Equifax posted Q2 revenue of $1.70 billion, up 11% year over year, and adjusted EPS of $2.25, topping estimates. Management also highlighted strong performance in Workforce Solutions and mortgage-related businesses, plus early AI-driven efficiency gains that doubled the company’s cost-savings target to $150 million. Article title
• Positive Sentiment: Analyst sentiment remains supportive, with William Blair reiterating a Buy rating and pointing to Workforce Solutions strength and operating leverage as offsets to near-term government softness. Article title
• Neutral Sentiment: Equifax said it is expanding AI use internally to improve productivity and lower costs, which could support margins over time but is still early in execution. Article title
• Negative Sentiment: Shares are under pressure because Q3 and full-year 2026 guidance came in below expectations, suggesting a more challenging near-term operating environment, especially in government and mortgage-related demand. Article title
• Negative Sentiment: Margins were hurt by a $100 million legal settlement accrual tied to a previously disclosed coding issue, adding another headwind for investors to weigh. Article title

Institutional Inflows and Outflows

Hedge funds have recently made changes to their positions in the business. Geneos Wealth Management Inc. grew its holdings in shares of Equifax by 16.9% in the second quarter. Geneos Wealth Management Inc. now owns 401 shares of the credit services provider’s stock valued at $104,000 after purchasing an additional 58 shares in the last quarter. Parkside Financial Bank & Trust raised its stake in shares of Equifax by 3.2% in the fourth quarter. Parkside Financial Bank & Trust now owns 2,043 shares of the credit services provider’s stock valued at $443,000 after acquiring an additional 63 shares in the last quarter. Virtue Capital Management LLC boosted its holdings in Equifax by 7.3% in the fourth quarter. Virtue Capital Management LLC now owns 979 shares of the credit services provider’s stock valued at $210,000 after purchasing an additional 67 shares during the period. Ameriflex Group Inc. grew its stake in Equifax by 612.5% during the 4th quarter. Ameriflex Group Inc. now owns 114 shares of the credit services provider’s stock worth $25,000 after purchasing an additional 98 shares in the last quarter. Finally, Bamco Inc. NY increased its holdings in Equifax by 3.1% during the 2nd quarter. Bamco Inc. NY now owns 3,300 shares of the credit services provider’s stock worth $856,000 after purchasing an additional 100 shares during the period. 96.20% of the stock is owned by institutional investors.

Equifax Company Profile

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that specializes in consumer and commercial credit reporting, decisioning tools and identity solutions. Headquartered in Atlanta, Georgia, Equifax is one of the three major consumer credit reporting agencies in the United States and provides credit information and related services to lenders, employers, governments and consumers worldwide.

The company’s offerings include consumer credit reports and scores, credit monitoring and identity protection services, and a range of business-oriented products for risk management, fraud detection and compliance.