Jiayin Group (NASDAQ:JFIN) and Singlepoint (OTCMKTS:SING) Financial Contrast

Singlepoint (OTCMKTS:SING) and Jiayin Group (NASDAQ:JFIN) are both small-cap computer and technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their institutional ownership, dividends, risk, earnings, profitability, analyst recommendations and valuation.

Profitability

This table compares Singlepoint and Jiayin Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Singlepoint	N/A	N/A	N/A
Jiayin Group	17.79%	21.67%	11.33%

Volatility & Risk

Singlepoint has a beta of 1.07, suggesting that its share price is 7% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.9, suggesting that its share price is 10% less volatile than the S&P 500.

Insider and Institutional Ownership

44.1% of Jiayin Group shares are held by institutional investors. 48.9% of Singlepoint shares are held by insiders. Comparatively, 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Ratings

This is a breakdown of current recommendations for Singlepoint and Jiayin Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Singlepoint	0	0	0	0	0.00
Jiayin Group	1	0	0	0	1.00

Valuation & Earnings

This table compares Singlepoint and Jiayin Group”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Singlepoint	$20.28 million	0.00	-$28.93 million	($22.66)	-0.00
Jiayin Group	$889.76 million	0.17	$219.61 million	$2.52	1.13

Jiayin Group has higher revenue and earnings than Singlepoint. Singlepoint is trading at a lower price-to-earnings ratio than Jiayin Group, indicating that it is currently the more affordable of the two stocks.

Summary

Jiayin Group beats Singlepoint on 11 of the 12 factors compared between the two stocks.

About Singlepoint

SinglePoint Inc. focuses on providing renewable energy solutions and energy-efficient applications in the United States. The company offers solar and air purification services; and solar installation and brokerage services. It also operates as an online store; supplies hydroponic supplies and nutrients to commercial and individual farmers, as well as nutrients, lights, HVAC systems, and other products to individuals that are interested in horticulture; and offers automotive technology solutions for vehicle repairs. In addition, the company provides digital and direct marketing services focused on customer lead generation in the solar energy industry. Further, it offers solar, battery backup, and electric vehicle chargers to homeowners and commercial business. The company was incorporated in 2007 and is based in Phoenix, Arizona.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.