Goosehead Insurance (NASDAQ:GSHD – Get Free Report) and Fidelis Insurance (NYSE:FIHL – Get Free Report) are both finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their analyst recommendations, dividends, profitability, valuation, earnings, institutional ownership and risk.
Volatility & Risk
Goosehead Insurance has a beta of 1.62, suggesting that its share price is 62% more volatile than the S&P 500. Comparatively, Fidelis Insurance has a beta of 0.36, suggesting that its share price is 64% less volatile than the S&P 500.
Earnings & Valuation
This table compares Goosehead Insurance and Fidelis Insurance”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Goosehead Insurance | $365.30 million | 4.11 | $27.83 million | $1.14 | 36.96 |
| Fidelis Insurance | $2.17 billion | 1.03 | $225.50 million | $2.21 | 10.48 |
Fidelis Insurance has higher revenue and earnings than Goosehead Insurance. Fidelis Insurance is trading at a lower price-to-earnings ratio than Goosehead Insurance, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
82.0% of Fidelis Insurance shares are owned by institutional investors. 38.1% of Goosehead Insurance shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Profitability
This table compares Goosehead Insurance and Fidelis Insurance’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Goosehead Insurance | 7.94% | -20.96% | 8.50% |
| Fidelis Insurance | 9.02% | 8.62% | 1.62% |
Analyst Ratings
This is a breakdown of current ratings and recommmendations for Goosehead Insurance and Fidelis Insurance, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Goosehead Insurance | 2 | 5 | 7 | 0 | 2.36 |
| Fidelis Insurance | 2 | 3 | 3 | 0 | 2.13 |
Goosehead Insurance currently has a consensus price target of $67.45, indicating a potential upside of 60.07%. Fidelis Insurance has a consensus price target of $21.92, indicating a potential downside of 5.37%. Given Goosehead Insurance’s stronger consensus rating and higher probable upside, equities analysts plainly believe Goosehead Insurance is more favorable than Fidelis Insurance.
Summary
Goosehead Insurance beats Fidelis Insurance on 8 of the 14 factors compared between the two stocks.
About Goosehead Insurance
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers homeowner’s, automotive, dwelling property, flood, wind, earthquake, excess liability or umbrella, motorcycle, recreational vehicle, general liability, property, and life insurance products and services. As of December 31, 2023, it operated 1,415 franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.
About Fidelis Insurance
Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.
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