Repay (NASDAQ:RPAY) Rating Lowered to “Equal Weight” at Stephens

Repay (NASDAQ:RPAY) was downgraded by stock analysts at Stephens from an “overweight” rating to an “equal weight” rating in a note issued to investors on Tuesday. They currently have a $3.75 target price on the stock. Stephens’ price target indicates a potential downside of 6.25% from the stock’s previous close.

Several other research firms have also issued reports on RPAY. UBS Group dropped their target price on shares of Repay from $4.00 to $3.50 and set a “neutral” rating on the stock in a report on Wednesday, March 11th. DA Davidson restated a “buy” rating and issued a $8.00 target price on shares of Repay in a report on Tuesday, April 28th. Morgan Stanley dropped their target price on shares of Repay from $4.00 to $3.50 and set an “equal weight” rating on the stock in a report on Tuesday, March 10th. Benchmark dropped their price objective on shares of Repay from $8.00 to $6.00 and set a “buy” rating on the stock in a report on Tuesday, March 10th. Finally, Canaccord Genuity Group dropped their price objective on shares of Repay from $12.00 to $8.00 and set a “buy” rating on the stock in a report on Monday, March 16th. Three equities research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has issued a Sell rating to the stock. Based on data from MarketBeat, the company currently has a consensus rating of “Hold” and a consensus target price of $5.33.

Repay Price Performance

RPAY stock opened at $4.00 on Tuesday. The firm has a market cap of $364.68 million, a price-to-earnings ratio of -1.32 and a beta of 1.88. The company has a quick ratio of 0.82, a current ratio of 0.82 and a debt-to-equity ratio of 0.58. Repay has a 12-month low of $2.30 and a 12-month high of $6.05. The company’s fifty day simple moving average is $3.08 and its 200 day simple moving average is $3.47.

Repay (NASDAQ:RPAY) last released its earnings results on Monday, May 4th. The company reported $0.22 earnings per share (EPS) for the quarter, meeting the consensus estimate of $0.22. The business had revenue of $80.79 million for the quarter, compared to analyst estimates of $80.48 million. Repay had a negative net margin of 83.01% and a positive return on equity of 9.30%. On average, analysts expect that Repay will post 0.69 earnings per share for the current year.

Hedge Funds Weigh In On Repay

Institutional investors have recently made changes to their positions in the stock. Pacific Ridge Capital Partners LLC acquired a new position in shares of Repay during the third quarter valued at about $3,229,000. Portolan Capital Management LLC acquired a new position in shares of Repay during the third quarter valued at about $11,417,000. CenterBook Partners LP raised its holdings in shares of Repay by 33.3% during the third quarter. CenterBook Partners LP now owns 967,089 shares of the company’s stock valued at $5,058,000 after purchasing an additional 241,491 shares during the period. American Century Companies Inc. raised its holdings in shares of Repay by 3.5% during the third quarter. American Century Companies Inc. now owns 6,667,792 shares of the company’s stock valued at $34,873,000 after purchasing an additional 227,349 shares during the period. Finally, Topline Capital Management LLC acquired a new position in shares of Repay during the third quarter valued at about $1,588,000. Institutional investors and hedge funds own 82.73% of the company’s stock.

Repay News Roundup

Here are the key news stories impacting Repay this week:

• Positive Sentiment: Q1 results: Revenue of $80.8M beat consensus slightly and EPS of $0.22 matched expectations, signaling underlying revenue momentum. Investors often reward beats or in-line EPS when sales trend up. REPAY Reports First Quarter 2026 Financial Results
• Positive Sentiment: Sequential/yr-over-yr revenue improvement: Revenue rose from Q1 2025’s ~$77.3M to $80.8M in Q1 2026, showing modest top-line growth that supports valuation in a turnaround narrative. REPAY Reports First Quarter 2026 Financial Results
• Neutral Sentiment: Management disclosures: Full earnings press release, slide deck and multiple call transcripts are available for investors to assess guidance, margin drivers and non?cash items. These materials will shape near-term sentiment depending on commentary. View Press Release / Slide Deck
• Negative Sentiment: GAAP losses and weak margins: The company reported a GAAP net loss (reported approx. $10M for Q1) and a deeply negative net margin metric cited in reports, which keeps profitability concerns front and center. That weighs on valuation (RPAY still shows a negative P/E). Earnings / Metrics
• Negative Sentiment: Board / activist friction: Repay publicly rejected an unsolicited proposal from Forager Capital, and coverage notes mounting shareholder frustration and limited engagement from the board — a dynamic that can increase volatility, governance risk, and pressure for strategic action. Repay rejects unsolicited proposal from Forager Capital
• Negative Sentiment: Liquidity/valuation considerations: Short-term liquidity ratios (quick/current ~0.82) and a moderate debt/equity profile leave less cushion for cash flow stress; combined with a negative trailing P/E and elevated beta, the stock remains risky if margins don’t improve. RPAY Market Data

Repay Company Profile

Repay Holdings Corp. (Nasdaq: RPAY) is a specialized financial technology company that delivers integrated payment solutions to businesses operating within key vertical markets. The company’s platform enables merchants and service providers to accept a range of payment types, including credit and debit cards, automated clearing house (ACH) transfers and electronic checks. Repay’s offerings are designed to seamlessly integrate with third-party software applications, such as enterprise resource planning, customer relationship management and point-of-sale systems, empowering industries such as utilities, telecommunications, automotive finance, healthcare, insurance, property management and education.

Tracing its roots to the formation of Pinnacle Payment Systems in 1997, Repay expanded its capabilities through strategic acquisitions, including Southeastern Integrated Solutions and Payliance, before completing a business combination with Thunder Bridge Acquisition II in 2019 to become a publicly traded company on the Nasdaq.