USCB Financial (USCB) – Analysts’ Weekly Ratings Updates

A number of firms have modified their ratings and price targets on shares of USCB Financial (NASDAQ: USCB) recently:

• 5/3/2026 – USCB Financial was upgraded by Wall Street Zen from “sell” to “hold”.
• 4/28/2026 – USCB Financial had its price target raised by Piper Sandler from $23.00 to $24.00. They now have an “overweight” rating on the stock.
• 4/27/2026 – USCB Financial had its “strong-buy” rating reaffirmed by Raymond James Financial, Inc..
• 4/27/2026 – USCB Financial had its price target raised by Hovde Group from $19.50 to $20.00. They now have a “market perform” rating on the stock.
• 4/25/2026 – USCB Financial was downgraded by Wall Street Zen from “hold” to “sell”.
• 3/30/2026 – USCB Financial was upgraded by Zacks Research from “strong sell” to “hold”.

USCB Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Friday, June 5th. Stockholders of record on Friday, May 15th will be given a $0.125 dividend. This represents a $0.50 annualized dividend and a dividend yield of 2.8%. The ex-dividend date of this dividend is Friday, May 15th. USCB Financial’s dividend payout ratio is presently 34.97%.

Insider Activity at USCB Financial

In related news, major shareholder W Kirk Wycoff sold 12,848 shares of the stock in a transaction that occurred on Friday, May 1st. The shares were sold at an average price of $18.28, for a total transaction of $234,861.44. Following the completion of the sale, the insider owned 1,813,786 shares of the company’s stock, valued at $33,156,008.08. This represents a 0.70% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the SEC, which is available at this link. Also, EVP Andres Collazo sold 8,000 shares of the stock in a transaction that occurred on Saturday, March 7th. The shares were sold at an average price of $18.27, for a total transaction of $146,160.00. Following the sale, the executive vice president directly owned 32,950 shares of the company’s stock, valued at $601,996.50. The trade was a 19.54% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 58,000 shares of company stock valued at $1,058,674 in the last ninety days. Corporate insiders own 49.50% of the company’s stock.

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.