Analyzing TPG RE Finance Trust (NYSE:TRTX) and Mobile Infrastructure (NASDAQ:BEEP)

TPG RE Finance Trust (NYSE:TRTX) and Mobile Infrastructure (NASDAQ:BEEP) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, earnings, risk, dividends, valuation, analyst recommendations and profitability.

Institutional & Insider Ownership

57.1% of TPG RE Finance Trust shares are owned by institutional investors. Comparatively, 84.3% of Mobile Infrastructure shares are owned by institutional investors. 3.0% of TPG RE Finance Trust shares are owned by insiders. Comparatively, 36.7% of Mobile Infrastructure shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares TPG RE Finance Trust and Mobile Infrastructure”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
TPG RE Finance Trust	$332.58 million	1.94	$60.32 million	$0.56	14.88
Mobile Infrastructure	$35.08 million	2.36	-$21.44 million	($0.55)	-3.65

TPG RE Finance Trust has higher revenue and earnings than Mobile Infrastructure. Mobile Infrastructure is trading at a lower price-to-earnings ratio than TPG RE Finance Trust, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent recommendations for TPG RE Finance Trust and Mobile Infrastructure, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
TPG RE Finance Trust	0	2	4	0	2.67
Mobile Infrastructure	1	0	1	0	2.00

TPG RE Finance Trust currently has a consensus price target of $9.83, suggesting a potential upside of 17.98%. Mobile Infrastructure has a consensus price target of $6.50, suggesting a potential upside of 223.38%. Given Mobile Infrastructure’s higher possible upside, analysts clearly believe Mobile Infrastructure is more favorable than TPG RE Finance Trust.

Volatility & Risk

TPG RE Finance Trust has a beta of 1.5, indicating that its stock price is 50% more volatile than the S&P 500. Comparatively, Mobile Infrastructure has a beta of 0.68, indicating that its stock price is 32% less volatile than the S&P 500.

Profitability

This table compares TPG RE Finance Trust and Mobile Infrastructure’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
TPG RE Finance Trust	18.14%	6.84%	1.79%
Mobile Infrastructure	-61.13%	-10.93%	-4.74%

Summary

TPG RE Finance Trust beats Mobile Infrastructure on 10 of the 14 factors compared between the two stocks.

About TPG RE Finance Trust

TPG RE Finance Trust, Inc., a commercial real estate finance company, originates, acquires, and manages commercial mortgage loans and other commercial real estate-related debt instruments in the United States. It invests in commercial mortgage loans; subordinate mortgage interests, mezzanine loans, secured real estate securities, note financing, preferred equity, and miscellaneous debt instruments; and commercial real estate collateralized loan obligations and commercial mortgage-backed securities secured by properties primarily in the multifamily, life science, mixed-use, hospitality, self storage, industrial, and retail real estate sectors. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. TPG RE Finance Trust, Inc. was incorporated in 2014 and is based in New York, New York.

About Mobile Infrastructure

Mobile Infrastructure Corporation is a Maryland corporation. The Company owns a diversified portfolio of parking assets primarily located in the Midwest and Southwest. As of December 31, 2023, the Company owned 43 parking facilities in 21 separate markets throughout the United States, with a total of 15,700 parking spaces and approximately 5.4 million square feet. The Company also owns approximately 0.2 million square feet of retail/commercial space adjacent to its parking facilities.