Pathward Financial (NASDAQ:CASH) Posts Quarterly Earnings Results, Hits Expectations

Pathward Financial (NASDAQ:CASH) released its quarterly earnings data on Wednesday. The savings and loans company reported $3.35 earnings per share (EPS) for the quarter, meeting the consensus estimate of $3.35, FiscalAI reports. The company had revenue of $276.30 million during the quarter, compared to the consensus estimate of $272.04 million. Pathward Financial had a return on equity of 22.76% and a net margin of 22.95%.The firm’s revenue was up 5.1% compared to the same quarter last year. During the same quarter in the prior year, the firm posted $3.11 earnings per share. Pathward Financial updated its FY 2026 guidance to 8.550-9.050 EPS.

Pathward Financial Stock Performance

Shares of CASH stock opened at $98.51 on Thursday. Pathward Financial has a 12 month low of $65.87 and a 12 month high of $101.26. The stock has a market capitalization of $2.14 billion, a P/E ratio of 12.04 and a beta of 0.74. The company has a current ratio of 0.81, a quick ratio of 0.79 and a debt-to-equity ratio of 0.04. The firm’s 50 day moving average is $92.36 and its 200 day moving average is $81.00.

Pathward Financial Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Wednesday, April 1st. Stockholders of record on Thursday, March 12th were paid a $0.05 dividend. The ex-dividend date was Thursday, March 12th. This represents a $0.20 annualized dividend and a dividend yield of 0.2%. Pathward Financial’s dividend payout ratio (DPR) is presently 2.44%.

Insider Buying and Selling

In related news, CEO Brett L. Pharr sold 15,641 shares of the business’s stock in a transaction that occurred on Monday, February 23rd. The shares were sold at an average price of $93.88, for a total transaction of $1,468,377.08. Following the completion of the transaction, the chief executive officer owned 78,261 shares of the company’s stock, valued at approximately $7,347,142.68. The trade was a 16.66% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. 1.43% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Pathward Financial

Hedge funds and other institutional investors have recently modified their holdings of the stock. Seros Financial LLC purchased a new position in Pathward Financial in the 3rd quarter worth approximately $481,003,000. Revolve Wealth Partners LLC bought a new stake in Pathward Financial during the 4th quarter valued at $267,437,000. Millennium Management LLC boosted its position in Pathward Financial by 181.6% during the 4th quarter. Millennium Management LLC now owns 204,437 shares of the savings and loans company’s stock valued at $14,515,000 after buying an additional 131,847 shares during the period. Nantahala Capital Management LLC grew its holdings in Pathward Financial by 1,477.8% in the 4th quarter. Nantahala Capital Management LLC now owns 131,608 shares of the savings and loans company’s stock worth $9,344,000 after acquiring an additional 123,267 shares during the last quarter. Finally, Cerity Partners LLC purchased a new position in shares of Pathward Financial in the fourth quarter valued at about $8,484,000. Institutional investors own 92.66% of the company’s stock.

Analyst Ratings Changes

A number of equities research analysts have weighed in on the stock. Weiss Ratings raised shares of Pathward Financial from a “hold (c+)” rating to a “buy (b-)” rating in a report on Monday, January 26th. Piper Sandler started coverage on shares of Pathward Financial in a report on Thursday, March 12th. They set an “overweight” rating and a $107.00 price target on the stock. Keefe, Bruyette & Woods raised shares of Pathward Financial from a “market perform” rating to an “outperform” rating and set a $100.00 price objective on the stock in a research note on Friday, January 23rd. Finally, Wall Street Zen lowered Pathward Financial from a “buy” rating to a “hold” rating in a research report on Saturday, January 31st. Three analysts have rated the stock with a Buy rating, According to data from MarketBeat.com, the company currently has an average rating of “Buy” and an average target price of $103.50.

More Pathward Financial News

Here are the key news stories impacting Pathward Financial this week:

• Positive Sentiment: Q2 results: Pathward reported EPS of $3.35, in line with consensus, and revenue of $276.3M which topped estimates — revenue was up 5.1% year?over?year and the company posted strong margins and ROE. This combination of revenue outperformance and healthy returns supports the positive reception. Read More.
• Positive Sentiment: FY?2026 guidance: Management set EPS guidance of $8.55–$9.05 for FY?2026; the range is largely consistent with Street expectations (consensus ~8.63) and the midpoint (~8.80) is modestly above consensus, providing some upside to forward estimates. Read More.
• Neutral Sentiment: Earnings context and metrics analysis: Coverage from Zacks highlights that EPS matched estimates and reviews key metrics versus prior year and Street numbers — useful for model updates but not a surprise mover on its own. Read More.
• Neutral Sentiment: Deeper metric review: Zacks also published a companion piece comparing key balance sheet and operating metrics to estimates and year?ago values — helpful for investors updating forecasts and gauging sustainability of growth. Read More.
• Neutral Sentiment: Call & transcript: Management commentary and the slide deck are available for details on trends (deposits, loan growth, expense outlook and capital deployment); the transcript and presentation should be reviewed for specifics that could re?rate guidance or outlook. Read More.
• Negative Sentiment: Net income slight decline: Reported net income was $72.9M vs. $75.0M a year earlier (though EPS rose year?over?year), a modest earnings contraction on a GAAP basis that some investors may view as a cautionary datapoint. Read More.

About Pathward Financial

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.