Capital One Financial (NYSE:COF) Releases Quarterly Earnings Results, Misses Expectations By $0.66 EPS

Capital One Financial Corporation (NYSE:COF) released its quarterly earnings data on Tuesday. The financial services provider reported $4.42 earnings per share (EPS) for the quarter, missing the consensus estimate of $5.08 by ($0.66), FiscalAI reports. Capital One Financial had a net margin of 3.54% and a return on equity of 10.68%. The business had revenue of $15.23 billion during the quarter, compared to analyst estimates of $15.68 billion.

Capital One Financial Stock Performance

Capital One Financial stock traded down $2.82 on Tuesday, reaching $202.89. 3,926,035 shares of the stock were exchanged, compared to its average volume of 5,443,013. The stock has a market cap of $126.18 billion, a PE ratio of 68.54, a PEG ratio of 0.65 and a beta of 1.14. The company has a current ratio of 1.04, a quick ratio of 1.04 and a debt-to-equity ratio of 0.44. Capital One Financial Corporation has a twelve month low of $167.00 and a twelve month high of $259.64. The firm has a fifty day moving average price of $192.84 and a two-hundred day moving average price of $214.35.

Capital One Financial Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Monday, March 2nd. Shareholders of record on Thursday, February 19th were given a dividend of $0.80 per share. The ex-dividend date of this dividend was Thursday, February 19th. This represents a $3.20 dividend on an annualized basis and a yield of 1.6%. Capital One Financial’s payout ratio is currently 108.11%.

Analyst Ratings Changes

Several research firms recently issued reports on COF. Truist Financial reduced their price objective on shares of Capital One Financial from $290.00 to $275.00 and set a “buy” rating for the company in a research note on Monday, January 26th. BTIG Research reduced their price objective on shares of Capital One Financial from $308.00 to $270.00 and set a “buy” rating for the company in a research note on Friday, January 23rd. Wolfe Research reduced their price objective on shares of Capital One Financial from $294.00 to $280.00 and set an “outperform” rating for the company in a research note on Friday, January 23rd. Weiss Ratings reaffirmed a “hold (c)” rating on shares of Capital One Financial in a research note on Friday, March 27th. Finally, UBS Group reduced their price objective on shares of Capital One Financial from $286.00 to $283.00 and set a “buy” rating for the company in a research note on Tuesday, April 7th. One investment analyst has rated the stock with a Strong Buy rating, sixteen have given a Buy rating and five have assigned a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $261.60.

Key Headlines Impacting Capital One Financial

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Analysts raised estimates and targets ahead of Q1 results, with consensus previews calling for stronger Q1 EPS (~$4.67) and modest revenue beats; multiple firms (Goldman, Wells Fargo, Truist, etc.) maintain bullish ratings and higher price targets — this supports upside if Capital One posts the expected beat. Analyst revisions ahead of earnings
• Positive Sentiment: Broad market tone opened higher today, which can provide short-term support for bank stocks including COF ahead of earnings. Markets Open Higher
• Neutral Sentiment: Capital One was mentioned on CNBC’s “Final Trades” segment (routine media attention); such coverage can move intraday flows but typically has limited persistent impact absent new fundamental news. CNBC Final Trades mention
• Neutral Sentiment: Multiple earnings previews note COF will report after the bell and flag consensus figures and model sensitivities — the report itself (and management commentary on loan growth, NII, charge-offs and expense control) will drive the next directional move. Earnings preview
• Neutral Sentiment: Corporate callers increasingly citing Iran/Middle East risk in guidance — this is raising expectations for faster inflation and higher rates, which can be a mixed signal for banks (higher rates boost NII but inflation/volatility can pressure costs and credit). Iran talk on earnings calls
• Negative Sentiment: Escalating Middle East headlines (Strait of Hormuz developments) are increasing risk-off moves and energy-price volatility; heightened geopolitical risk can weigh on bank sentiment and equity multiples in the near term. Hormuz/Geopolitics
• Negative Sentiment: Technically, COF sits below its 200-day moving average — investors sensitive to momentum and risk may sell into earnings, amplifying downside if results or guidance disappoint (last quarter COF missed EPS). No link — internal market data referenced.

Insider Activity

In other Capital One Financial news, insider Celia Karam sold 2,108 shares of the business’s stock in a transaction on Monday, February 2nd. The shares were sold at an average price of $218.25, for a total transaction of $460,071.00. Following the completion of the transaction, the insider owned 59,269 shares of the company’s stock, valued at $12,935,459.25. The trade was a 3.43% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, insider Jason P. Hanson sold 3,729 shares of the business’s stock in a transaction dated Wednesday, February 25th. The stock was sold at an average price of $205.00, for a total transaction of $764,445.00. Following the transaction, the insider owned 40,230 shares in the company, valued at approximately $8,247,150. The trade was a 8.48% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 50,047 shares of company stock worth $9,742,217 in the last 90 days. Insiders own 0.78% of the company’s stock.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently made changes to their positions in COF. Strive Asset Management LLC bought a new stake in shares of Capital One Financial in the 3rd quarter worth approximately $28,000. Osterweis Capital Management Inc. acquired a new stake in shares of Capital One Financial during the 4th quarter worth approximately $29,000. CrossGen Wealth LLC acquired a new stake in shares of Capital One Financial during the 4th quarter worth approximately $30,000. WFA of San Diego LLC acquired a new stake in shares of Capital One Financial during the 2nd quarter worth approximately $32,000. Finally, Strive Financial Group LLC acquired a new stake in shares of Capital One Financial during the 4th quarter worth approximately $33,000. Institutional investors own 89.84% of the company’s stock.

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.