Synchrony Financial (SYF) to Release Quarterly Earnings on Tuesday

Synchrony Financial (NYSE:SYF) is anticipated to announce its Q1 2026 results before the market opens on Tuesday, April 21st. Analysts expect the company to announce earnings of $2.14 per share and revenue of $3.8101 billion for the quarter. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Investors may review the information on the company’s upcoming Q1 2026 earning report for the latest details on the call scheduled for Tuesday, April 21, 2026 at 8:00 AM ET.

Synchrony Financial (NYSE:SYF) last posted its quarterly earnings results on Tuesday, January 27th. The financial services provider reported $2.18 EPS for the quarter, beating the consensus estimate of $2.02 by $0.16. Synchrony Financial had a net margin of 15.72% and a return on equity of 23.07%. The company had revenue of $3.79 billion for the quarter, compared to analyst estimates of $3.84 billion. During the same period in the prior year, the company earned $1.91 earnings per share. The firm’s revenue was down .2% on a year-over-year basis. On average, analysts expect Synchrony Financial to post $8 EPS for the current fiscal year and $9 EPS for the next fiscal year.

Synchrony Financial Price Performance

NYSE:SYF opened at $78.31 on Friday. Synchrony Financial has a one year low of $46.13 and a one year high of $88.77. The company has a debt-to-equity ratio of 0.98, a quick ratio of 1.24 and a current ratio of 1.24. The firm has a market cap of $27.22 billion, a price-to-earnings ratio of 8.43, a PEG ratio of 0.66 and a beta of 1.39. The firm’s fifty day moving average is $69.60 and its two-hundred day moving average is $74.54.

Synchrony Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Tuesday, February 17th. Shareholders of record on Friday, February 6th were issued a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 1.5%. The ex-dividend date of this dividend was Friday, February 6th. Synchrony Financial’s dividend payout ratio is presently 12.92%.

Analyst Ratings Changes

Several equities research analysts have commented on SYF shares. Compass Point raised shares of Synchrony Financial from a “neutral” rating to a “buy” rating and set a $96.00 price target on the stock in a report on Wednesday, January 28th. Robert W. Baird raised shares of Synchrony Financial from a “neutral” rating to an “outperform” rating and set a $83.00 price objective for the company in a report on Friday, February 13th. Royal Bank Of Canada cut their price objective on shares of Synchrony Financial from $91.00 to $85.00 and set a “sector perform” rating for the company in a report on Wednesday, January 28th. Keefe, Bruyette & Woods lifted their price objective on shares of Synchrony Financial from $95.00 to $98.00 and gave the company an “outperform” rating in a report on Friday, January 2nd. Finally, Barclays cut their price objective on shares of Synchrony Financial from $93.00 to $82.00 and set an “overweight” rating for the company in a report on Monday, April 6th. One investment analyst has rated the stock with a Strong Buy rating, thirteen have issued a Buy rating and seven have issued a Hold rating to the company. Based on data from MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $85.00.

Insider Buying and Selling at Synchrony Financial

In other news, insider Curtis Howse sold 7,882 shares of the business’s stock in a transaction dated Monday, March 2nd. The shares were sold at an average price of $67.71, for a total transaction of $533,690.22. Following the completion of the sale, the insider owned 94,873 shares of the company’s stock, valued at $6,423,850.83. The trade was a 7.67% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, insider Alberto Casellas sold 14,399 shares of the business’s stock in a transaction dated Monday, March 2nd. The stock was sold at an average price of $67.71, for a total transaction of $974,956.29. Following the sale, the insider directly owned 50,331 shares of the company’s stock, valued at $3,407,912.01. This represents a 22.24% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Over the last ninety days, insiders have sold 379,928 shares of company stock valued at $26,170,764. Corporate insiders own 0.32% of the company’s stock.

Institutional Trading of Synchrony Financial

A number of institutional investors and hedge funds have recently modified their holdings of SYF. NewEdge Advisors LLC increased its stake in shares of Synchrony Financial by 8.9% during the first quarter. NewEdge Advisors LLC now owns 8,302 shares of the financial services provider’s stock worth $439,000 after purchasing an additional 679 shares in the last quarter. Woodline Partners LP boosted its position in Synchrony Financial by 36.2% during the first quarter. Woodline Partners LP now owns 35,582 shares of the financial services provider’s stock worth $1,884,000 after acquiring an additional 9,460 shares during the last quarter. Focus Partners Wealth boosted its position in Synchrony Financial by 7.7% during the first quarter. Focus Partners Wealth now owns 6,406 shares of the financial services provider’s stock worth $339,000 after acquiring an additional 459 shares during the last quarter. Geneos Wealth Management Inc. boosted its position in Synchrony Financial by 337.0% during the first quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock worth $31,000 after acquiring an additional 455 shares during the last quarter. Finally, Sivia Capital Partners LLC boosted its position in Synchrony Financial by 56.1% during the second quarter. Sivia Capital Partners LLC now owns 6,062 shares of the financial services provider’s stock worth $405,000 after acquiring an additional 2,178 shares during the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.