Analysts Set SoFi Technologies, Inc. (NASDAQ:SOFI) PT at $25.91

SoFi Technologies, Inc. (NASDAQ:SOFI) has been assigned a consensus recommendation of “Hold” from the nineteen ratings firms that are currently covering the company, Marketbeat Ratings reports. Three research analysts have rated the stock with a sell rating, nine have given a hold rating and seven have assigned a buy rating to the company. The average 12 month price objective among brokers that have updated their coverage on the stock in the last year is $25.9118.

A number of research firms have issued reports on SOFI. UBS Group set a $24.50 price target on SoFi Technologies in a report on Monday, February 2nd. JPMorgan Chase & Co. upgraded shares of SoFi Technologies from a “neutral” rating to an “overweight” rating and set a $31.00 price objective for the company in a research note on Tuesday, February 3rd. Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research report on Thursday, January 22nd. Wells Fargo & Company started coverage on shares of SoFi Technologies in a research note on Thursday, March 19th. They set an “equal weight” rating and a $19.00 target price on the stock. Finally, Bank of America assumed coverage on shares of SoFi Technologies in a report on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 price target for the company.

Insider Activity at SoFi Technologies

In other news, General Counsel Robert S. Lavet bought 5,000 shares of SoFi Technologies stock in a transaction dated Friday, February 6th. The stock was bought at an average cost of $21.04 per share, for a total transaction of $105,200.00. Following the purchase, the general counsel directly owned 17,172 shares in the company, valued at approximately $361,298.88. This represents a 41.08% increase in their position. The purchase was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CEO Anthony Noto bought 28,900 shares of the firm’s stock in a transaction that occurred on Tuesday, March 17th. The stock was purchased at an average cost of $17.32 per share, with a total value of $500,548.00. Following the completion of the transaction, the chief executive officer directly owned 11,704,352 shares in the company, valued at $202,719,376.64. This represents a 0.25% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Over the last ninety days, insiders have purchased 38,900 shares of company stock worth $705,398 and have sold 218,148 shares worth $4,161,735. Company insiders own 2.60% of the company’s stock.

Institutional Investors Weigh In On SoFi Technologies

Hedge funds and other institutional investors have recently modified their holdings of the company. Valley Wealth Managers Inc. acquired a new position in shares of SoFi Technologies during the fourth quarter worth approximately $25,000. Blue Trust Inc. grew its position in SoFi Technologies by 655.2% in the 4th quarter. Blue Trust Inc. now owns 1,012 shares of the company’s stock valued at $26,000 after purchasing an additional 878 shares during the period. Vermillion Wealth Management Inc. increased its stake in SoFi Technologies by 283.1% during the 4th quarter. Vermillion Wealth Management Inc. now owns 1,000 shares of the company’s stock valued at $26,000 after purchasing an additional 739 shares in the last quarter. Central Pacific Bank Trust Division bought a new stake in SoFi Technologies during the 4th quarter valued at $28,000. Finally, Reflection Asset Management acquired a new position in SoFi Technologies during the fourth quarter worth $28,000. Institutional investors own 38.43% of the company’s stock.

SoFi Technologies Stock Performance

SOFI stock opened at $15.63 on Monday. The firm has a market cap of $19.93 billion, a PE ratio of 41.13 and a beta of 2.24. The company has a current ratio of 0.78, a quick ratio of 0.18 and a debt-to-equity ratio of 0.17. The stock has a 50-day moving average price of $19.42 and a 200-day moving average price of $24.82. SoFi Technologies has a 1-year low of $8.60 and a 1-year high of $32.73.

SoFi Technologies (NASDAQ:SOFI) last announced its earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, beating the consensus estimate of $0.12 by $0.01. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.The company had revenue of $1.01 billion for the quarter, compared to analyst estimates of $984.75 million. During the same quarter in the prior year, the company earned $0.05 EPS. The firm’s revenue for the quarter was up 39.6% compared to the same quarter last year. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, equities research analysts expect that SoFi Technologies will post 0.26 earnings per share for the current year.

Trending Headlines about SoFi Technologies

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi’s CEO bought roughly $500k of stock in late March, a common signal of management confidence that can reassure investors amid controversy. How Investors May Respond To SoFi Technologies (SOFI) Short-Seller Allegations And CEO Stock Purchase
• Positive Sentiment: SoFi scheduled a conference call and will report Q1 2026 results on April 29; the formal results and management commentary can reduce uncertainty or provide fresh catalysts. SoFi Schedules Conference Call to Discuss Q1 2026 Results
• Neutral Sentiment: Retail-interest and “trending” coverage (Zacks/Yahoo) is driving higher attention and volume; that can amplify moves in either direction and increase short-term volatility. SoFi Technologies, Inc. (SOFI) Is a Trending Stock: Facts to Know Before Betting on It
• Neutral Sentiment: Reports around retail access to the SpaceX IPO briefly raised brokerage relevance questions; Elon Musk denied that Robinhood and SoFi would be excluded, removing a potential negative distribution risk. Elon Musk Denies Reports SpaceX IPO Will Exclude Robinhood and SoFi, But Why?
• Negative Sentiment: Muddy Waters returned with fresh allegations (including warnings tied to a JPMorgan deal and up to ~$1B EBITDA risk) and broader short-seller coverage has pressured sentiment and downside risk perceptions. Is SoFi Technologies (SOFI) one of the best oversold stocks to buy under $20?
• Negative Sentiment: Opinion pieces and analysis (Seeking Alpha, TheStreet) highlight structural and execution risks that could weigh on multiples and investor confidence if not addressed in the upcoming report. SoFi: Bulls Are Overlooking The Biggest Risk In The Story
• Negative Sentiment: Market headlines noting a pullback in the stock and heavy coverage amplify downside momentum among traders focused on the short-seller narrative. SoFi Technologies, Inc. (SOFI) Stock Drops Despite Market Gains: Important Facts to Note

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.