Financial Comparison: SiriusPoint (NYSE:SPNT) and EverQuote (NASDAQ:EVER)

EverQuote (NASDAQ:EVER) and SiriusPoint (NYSE:SPNT) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, earnings, valuation, profitability, risk and dividends.

Analyst Ratings

This is a summary of current ratings and price targets for EverQuote and SiriusPoint, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
EverQuote	0	2	6	0	2.75
SiriusPoint	0	3	2	1	2.67

EverQuote currently has a consensus target price of $23.83, indicating a potential upside of 51.42%. SiriusPoint has a consensus target price of $25.00, indicating a potential upside of 16.52%. Given EverQuote’s stronger consensus rating and higher probable upside, research analysts plainly believe EverQuote is more favorable than SiriusPoint.

Earnings & Valuation

This table compares EverQuote and SiriusPoint”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
EverQuote	$692.52 million	0.82	$99.31 million	$2.64	5.96
SiriusPoint	$3.21 billion	0.78	$459.60 million	$3.69	5.81

SiriusPoint has higher revenue and earnings than EverQuote. SiriusPoint is trading at a lower price-to-earnings ratio than EverQuote, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares EverQuote and SiriusPoint’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
EverQuote	14.34%	57.65%	39.98%
SiriusPoint	14.34%	15.90%	2.57%

Risk and Volatility

EverQuote has a beta of 0.54, meaning that its stock price is 46% less volatile than the S&P 500. Comparatively, SiriusPoint has a beta of 0.66, meaning that its stock price is 34% less volatile than the S&P 500.

Institutional & Insider Ownership

91.5% of EverQuote shares are held by institutional investors. Comparatively, 52.8% of SiriusPoint shares are held by institutional investors. 25.5% of EverQuote shares are held by company insiders. Comparatively, 10.3% of SiriusPoint shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

EverQuote beats SiriusPoint on 9 of the 14 factors compared between the two stocks.

About EverQuote

EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.