Angel Oak Mortgage REIT (NYSE:AOMR) Announces Earnings Results, Beats Expectations By $0.01 EPS

Angel Oak Mortgage REIT (NYSE:AOMR) announced its earnings results on Wednesday. The company reported $0.29 EPS for the quarter, beating analysts’ consensus estimates of $0.28 by $0.01, FiscalAI reports. Angel Oak Mortgage REIT had a return on equity of 5.22% and a net margin of 30.65%.The firm had revenue of $16.70 million for the quarter, compared to analysts’ expectations of $11.33 million.

Here are the key takeaways from Angel Oak Mortgage REIT’s conference call:

• Angel Oak reported meaningful earnings and net interest income growth — interest income $143.7M (+30% YoY) and GAAP net income of $44.0M for 2025 (+53% YoY), with Q4 GAAP net income of $11.3M versus a loss a year ago.
• Management executed an active funding and securitization program — completed 4 securitizations (securitized $704M UPB), called two legacy deals, closed its first HELOC securitization, added a new warehouse facility, and cites ~$1B undrawn financing capacity to redeploy capital.
• Credit and portfolio quality remain strong — total 90+ day delinquencies fell to 2.18%, purchased loans carried a weighted average credit score of 756 and conservative LTVs, and management expects lower loss outcomes versus peers.
• Distributable earnings lag GAAP due to removed unrealized gains on securitized loans (Q4 distributable earnings $7.3M vs GAAP $11.3M; full-year distributable $14.6M vs GAAP $44.0M), and modestly lower economic book value and rising prepayment speeds could pressure future distributable cash flow.

Angel Oak Mortgage REIT Stock Performance

AOMR traded up $0.01 on Friday, hitting $8.59. The company had a trading volume of 122,204 shares, compared to its average volume of 85,115. The stock has a market cap of $213.88 million, a price-to-earnings ratio of 4.74 and a beta of 1.36. The company has a debt-to-equity ratio of 6.87, a current ratio of 6.83 and a quick ratio of 6.83. The company’s fifty day moving average price is $8.86 and its 200 day moving average price is $9.12. Angel Oak Mortgage REIT has a 1-year low of $7.36 and a 1-year high of $10.34.

Angel Oak Mortgage REIT Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 27th. Investors of record on Friday, February 20th will be paid a $0.32 dividend. This represents a $1.28 dividend on an annualized basis and a dividend yield of 14.9%. The ex-dividend date of this dividend is Friday, February 20th. Angel Oak Mortgage REIT’s dividend payout ratio (DPR) is presently 180.28%.

Wall Street Analysts Forecast Growth

A number of equities analysts have recently weighed in on AOMR shares. Weiss Ratings reissued a “hold (c-)” rating on shares of Angel Oak Mortgage REIT in a research report on Monday, December 29th. Wall Street Zen lowered Angel Oak Mortgage REIT from a “hold” rating to a “sell” rating in a research note on Saturday, November 15th. JonesTrading restated a “buy” rating and set a $10.50 price objective on shares of Angel Oak Mortgage REIT in a report on Thursday. Zacks Research upgraded Angel Oak Mortgage REIT from a “strong sell” rating to a “hold” rating in a research note on Tuesday, November 4th. Finally, UBS Group reduced their target price on Angel Oak Mortgage REIT from $10.00 to $9.75 and set a “neutral” rating on the stock in a research report on Tuesday, November 18th. Three research analysts have rated the stock with a Buy rating and three have given a Hold rating to the company. Based on data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus target price of $11.06.

Institutional Trading of Angel Oak Mortgage REIT

Several large investors have recently modified their holdings of the company. Strs Ohio bought a new position in Angel Oak Mortgage REIT in the 1st quarter worth $25,000. Kemnay Advisory Services Inc. bought a new stake in Angel Oak Mortgage REIT during the fourth quarter valued at about $26,000. BNP Paribas Financial Markets boosted its holdings in Angel Oak Mortgage REIT by 343.0% during the second quarter. BNP Paribas Financial Markets now owns 3,929 shares of the company’s stock valued at $37,000 after acquiring an additional 3,042 shares during the period. Marshall Wace LLP acquired a new stake in shares of Angel Oak Mortgage REIT in the fourth quarter valued at about $87,000. Finally, Public Employees Retirement System of Ohio bought a new position in shares of Angel Oak Mortgage REIT in the third quarter worth about $88,000. 80.15% of the stock is owned by institutional investors.

Angel Oak Mortgage REIT Company Profile

Angel Oak Mortgage REIT, Inc (NYSE: AOMR) is a real estate investment trust that specializes in a diversified portfolio of residential mortgage assets. The company primarily invests in non-agency residential mortgage-backed securities (RMBS), residential whole loans and credit risk transfer securities issued by government-sponsored enterprises. By focusing on these structured credit instruments, Angel Oak Mortgage REIT seeks to generate attractive risk-adjusted returns through a combination of net interest income and potential capital appreciation.

The firm employs leverage through repurchase financing facilities and actively manages duration and credit exposure to adapt to changing market conditions.