NBT Bancorp Inc. (NBTB) To Go Ex-Dividend on March 2nd

NBT Bancorp Inc. (NASDAQ:NBTB) announced a quarterly dividend on Monday, January 26th. Stockholders of record on Monday, March 2nd will be given a dividend of 0.37 per share by the bank on Monday, March 16th. This represents a c) annualized dividend and a dividend yield of 3.4%. The ex-dividend date of this dividend is Monday, March 2nd.

NBT Bancorp has raised its dividend by an average of 0.0%per year over the last three years and has increased its dividend annually for the last 12 consecutive years. NBT Bancorp has a dividend payout ratio of 35.0% indicating that its dividend is sufficiently covered by earnings. Research analysts expect NBT Bancorp to earn $4.40 per share next year, which means the company should continue to be able to cover its $1.48 annual dividend with an expected future payout ratio of 33.6%.

NBT Bancorp Stock Down 1.1%

Shares of NBTB stock opened at $43.42 on Wednesday. The company’s fifty day simple moving average is $42.72 and its two-hundred day simple moving average is $42.30. NBT Bancorp has a 52 week low of $37.31 and a 52 week high of $49.18. The stock has a market cap of $2.27 billion, a P/E ratio of 13.16 and a beta of 0.50. The company has a quick ratio of 0.88, a current ratio of 0.88 and a debt-to-equity ratio of 0.10.

NBT Bancorp (NASDAQ:NBTB) last issued its quarterly earnings data on Monday, January 26th. The bank reported $1.05 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.99 by $0.06. The business had revenue of $185.14 million for the quarter, compared to analysts’ expectations of $183.63 million. NBT Bancorp had a return on equity of 11.11% and a net margin of 18.67%. Analysts predict that NBT Bancorp will post 3.69 EPS for the current fiscal year.

More NBT Bancorp News

Here are the key news stories impacting NBT Bancorp this week:

• Positive Sentiment: Q4 and full?year results beat expectations: operating diluted EPS ~ $1.05 in Q4 (reported EPS $1.06), FY operating EPS strong and net income rose year?over?year; revenue topped estimates. Those beats are the primary bullish driver. VermontBiz: NBT reports full year 2025 results and declares cash dividend
• Positive Sentiment: Dividend increased: the Board raised the quarterly cash dividend to $0.37 (an 8.8% increase vs. prior year) with an implied ~3.4% yield — supports income investors and signals management confidence. Business Insider: NBT Bancorp Announces Full Year Results and Declares Cash Dividend
• Positive Sentiment: Evans acquisition materially expanded footprint and scale — added ~$1.67B loans and ~$1.86B deposits, 18 branches and 200 employees; management reports a smooth integration that boosted net interest income and revenues. That M&A lift is a key growth catalyst. QuiverQuant: NBT Reports Strong Q4 and Full?Year 2025 Results Alongside Evans Acquisition
• Positive Sentiment: Margin and net interest income stability: NII rose (Q4 NII ~$135M) and NIM held around 3.65% despite Fed cuts in late 2025 — lower funding costs helped offset yield compression. This supports core earnings. Seeking Alpha: Margin stability and expansion after Evans
• Neutral Sentiment: Share repurchase program amended: Board authorized repurchases up to 2.0M shares through 2027 and the company repurchased 250k shares in Q4 — this provides flexibility to offset dilution but impact depends on future buyback pace. Yahoo Finance: Q4 2025 Earnings Highlights
• Neutral Sentiment: Management commentary and call/transcript available — management reiterated execution and integration progress; useful for guidance color but no material forward?looking change was disclosed. Seeking Alpha: Q4 2025 Earnings Call Transcript
• Negative Sentiment: Credit and expense headwinds: net charge?offs ticked up (0.16% annualized) and provisions rose modestly; the company booked acquisition?related allowances (~$20.7M) for acquired loans, which increases near?term reserve volatility. Zacks: Q4 Earnings — Key Metrics
• Negative Sentiment: Dilution from the Evans deal: NBT issued 5.1M shares (?$221.8M at close) as part of the acquisition; that increased share count and partially offsets EPS gains unless buybacks scale up. QuiverQuant: Evans acquisition details
• Neutral Sentiment: Corporate governance update: an executive succession notice was published alongside results — generally neutral but investors may watch for leadership impacts on strategy. TipRanks: Executive succession announcement

NBT Bancorp Company Profile

NBT Bancorp, Inc (NASDAQ: NBTB) is the bank holding company for NBT Bank, N.A., a full-service commercial bank that serves both individual and corporate clients across the Northeastern United States. Through its branch network and digital channels, the company offers a comprehensive range of commercial banking services, including business lending, treasury management, cash management and specialized industry financing. Its consumer banking platform provides checking and savings accounts, certificates of deposit, home mortgages, home equity lines of credit and other lending solutions tailored to meet personal and household financial needs.

In addition to traditional banking, NBT Bancorp delivers wealth management and fiduciary services through its trust division, offering investment advisory, trust administration, retirement planning and estate settlement.