Enova International (ENVA) Expected to Announce Earnings on Tuesday

Enova International (NYSE:ENVA) is anticipated to release its Q4 2025 results after the market closes on Tuesday, January 27th. Analysts expect Enova International to post earnings of $3.20 per share and revenue of $838.5870 million for the quarter. Individuals may review the information on the company’s upcoming Q4 2025 earning report for the latest details on the call scheduled for Tuesday, January 27, 2026 at 5:00 PM ET.

Enova International (NYSE:ENVA) last issued its earnings results on Thursday, October 23rd. The credit services provider reported $3.36 earnings per share for the quarter, topping analysts’ consensus estimates of $3.03 by $0.33. The business had revenue of $460.71 million during the quarter, compared to the consensus estimate of $806.63 million. Enova International had a return on equity of 24.50% and a net margin of 9.64%.The firm’s revenue for the quarter was up 16.3% on a year-over-year basis. During the same period in the previous year, the company posted $2.45 earnings per share. On average, analysts expect Enova International to post $10 EPS for the current fiscal year and $12 EPS for the next fiscal year.

Enova International Price Performance

Enova International stock opened at $157.64 on Monday. The stock has a market capitalization of $4.43 billion, a price-to-earnings ratio of 14.49 and a beta of 1.27. Enova International has a 52-week low of $79.41 and a 52-week high of $168.68. The company has a debt-to-equity ratio of 3.20, a quick ratio of 19.29 and a current ratio of 19.29. The stock’s 50 day moving average price is $149.52 and its two-hundred day moving average price is $127.29.

Enova International declared that its board has initiated a share buyback plan on Wednesday, November 12th that authorizes the company to buyback $400.00 million in outstanding shares. This buyback authorization authorizes the credit services provider to buy up to 12.5% of its stock through open market purchases. Stock buyback plans are often a sign that the company’s leadership believes its shares are undervalued.

Analysts Set New Price Targets

A number of equities research analysts have commented on the stock. BTIG Research raised their price target on shares of Enova International from $144.00 to $199.00 and gave the stock a “buy” rating in a report on Friday, December 12th. JMP Securities raised their target price on Enova International from $135.00 to $149.00 and gave the company a “market outperform” rating in a research note on Friday, October 24th. Citizens Jmp boosted their target price on Enova International from $149.00 to $180.00 and gave the company a “market outperform” rating in a research report on Friday, December 12th. TD Cowen reiterated a “buy” rating on shares of Enova International in a report on Thursday, January 8th. Finally, Citigroup reissued an “outperform” rating on shares of Enova International in a research note on Friday, December 12th. Eight investment analysts have rated the stock with a Buy rating and one has given a Hold rating to the company’s stock. Based on data from MarketBeat, Enova International currently has a consensus rating of “Moderate Buy” and an average price target of $163.67.

Insider Buying and Selling

In related news, CFO Steven E. Cunningham sold 14,874 shares of the stock in a transaction on Wednesday, October 29th. The stock was sold at an average price of $120.70, for a total value of $1,795,291.80. Following the completion of the sale, the chief financial officer directly owned 127,719 shares of the company’s stock, valued at approximately $15,415,683.30. This represents a 10.43% decrease in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through the SEC website. Also, CEO David Fisher sold 15,000 shares of the firm’s stock in a transaction on Tuesday, December 16th. The shares were sold at an average price of $160.24, for a total value of $2,403,600.00. Following the transaction, the chief executive officer owned 348,223 shares in the company, valued at approximately $55,799,253.52. This trade represents a 4.13% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders sold 35,874 shares of company stock worth $4,944,392 in the last 90 days. Corporate insiders own 8.40% of the company’s stock.

Institutional Inflows and Outflows

Large investors have recently made changes to their positions in the company. California State Teachers Retirement System boosted its holdings in Enova International by 0.4% during the second quarter. California State Teachers Retirement System now owns 24,268 shares of the credit services provider’s stock worth $2,706,000 after purchasing an additional 105 shares during the last quarter. EverSource Wealth Advisors LLC lifted its position in shares of Enova International by 350.0% during the 2nd quarter. EverSource Wealth Advisors LLC now owns 450 shares of the credit services provider’s stock worth $50,000 after buying an additional 350 shares in the last quarter. Horizon Investments LLC boosted its stake in shares of Enova International by 5.9% in the 3rd quarter. Horizon Investments LLC now owns 14,054 shares of the credit services provider’s stock worth $1,617,000 after buying an additional 789 shares during the last quarter. Finally, Danske Bank A S bought a new position in shares of Enova International in the third quarter valued at approximately $991,000. 89.43% of the stock is owned by institutional investors.

Enova International Company Profile

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.