Ally Financial (NYSE:ALLY) CEO Purchases $991,984.00 in Stock

Ally Financial Inc. (NYSE:ALLY) CEO Michael George Rhodes bought 23,800 shares of the stock in a transaction dated Friday, January 23rd. The stock was bought at an average price of $41.68 per share, with a total value of $991,984.00. Following the acquisition, the chief executive officer owned 49,434 shares in the company, valued at approximately $2,060,409.12. This represents a 92.85% increase in their position. The transaction was disclosed in a filing with the SEC, which is available through the SEC website.

Ally Financial Stock Performance

ALLY traded down $0.85 during trading on Friday, hitting $41.15. The stock had a trading volume of 3,797,751 shares, compared to its average volume of 3,908,305. The company has a debt-to-equity ratio of 1.30, a quick ratio of 0.92 and a current ratio of 0.92. The company’s 50-day moving average price is $43.37 and its 200 day moving average price is $41.11. Ally Financial Inc. has a twelve month low of $29.52 and a twelve month high of $47.27. The firm has a market capitalization of $12.67 billion, a P/E ratio of 17.51, a PEG ratio of 0.21 and a beta of 1.17.

Ally Financial (NYSE:ALLY) last posted its quarterly earnings results on Wednesday, January 21st. The financial services provider reported $1.09 earnings per share for the quarter, beating analysts’ consensus estimates of $1.01 by $0.08. Ally Financial had a return on equity of 10.40% and a net margin of 10.77%.The firm had revenue of $2.17 billion for the quarter, compared to the consensus estimate of $2.15 billion. During the same period in the previous year, the business earned $0.78 earnings per share. The company’s revenue for the quarter was up 4.8% compared to the same quarter last year. On average, equities research analysts forecast that Ally Financial Inc. will post 3.57 EPS for the current fiscal year.

Ally Financial Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Tuesday, February 17th. Investors of record on Monday, February 2nd will be given a dividend of $0.30 per share. The ex-dividend date of this dividend is Monday, February 2nd. This represents a $1.20 annualized dividend and a yield of 2.9%. Ally Financial’s dividend payout ratio is 72.29%.

Ally Financial declared that its board has authorized a share buyback program on Wednesday, December 10th that authorizes the company to buyback $2.00 billion in outstanding shares. This buyback authorization authorizes the financial services provider to buy up to 15.3% of its shares through open market purchases. Shares buyback programs are typically an indication that the company’s leadership believes its stock is undervalued.

Analysts Set New Price Targets

ALLY has been the subject of several research analyst reports. UBS Group set a $48.00 price objective on Ally Financial in a report on Monday, January 12th. TD Cowen reiterated a “buy” rating on shares of Ally Financial in a report on Thursday, January 8th. Morgan Stanley set a $53.00 price objective on Ally Financial and gave the company an “overweight” rating in a research note on Tuesday, December 16th. Keefe, Bruyette & Woods reduced their price objective on Ally Financial from $56.00 to $51.00 and set an “outperform” rating for the company in a research report on Wednesday, October 1st. Finally, Wall Street Zen cut shares of Ally Financial from a “buy” rating to a “hold” rating in a research note on Sunday, November 9th. Thirteen equities research analysts have rated the stock with a Buy rating and four have given a Hold rating to the company’s stock. Based on data from MarketBeat, the company has a consensus rating of “Moderate Buy” and an average price target of $50.50.

Ally Financial News Roundup

Here are the key news stories impacting Ally Financial this week:

• Positive Sentiment: Q4 EPS beat and $2 billion buyback — Ally reported $1.09 EPS (above estimates) and authorized a $2B repurchase, signaling management confidence and returning capital to shareholders. Ally Financial Pops on Q4 Earnings Beat and $2 Billion Buyback
• Positive Sentiment: Revenue growth, lower provisions and controlled expenses — Core financing revenue rose year-over-year, provisions and operating expenses declined, and loan/deposit balances grew, supporting near-term earnings quality. ALLY Q4 Earnings Beat as Revenues Grow Y/Y & Provisions Decline
• Positive Sentiment: Street support: Deutsche Bank raised its price target to $57 with a Buy rating, implying meaningful upside versus the current level. Deutsche Bank raises price target on Ally Financial
• Neutral Sentiment: Options flow and investor positioning are attracting attention — elevated activity in the options market suggests some traders are betting on near-term volatility or a directional move. Monitor implied volatility and open interest for signals. Is the Options Market Predicting a Spike in Ally Financial Stock?
• Neutral Sentiment: Full earnings / call transcripts available — Management commentary (transcripts) is out; watch guidance, margin outlook and commentary on auto-lending trends for further directional cues. Ally Financial Q4 2025 earnings call transcript
• Negative Sentiment: Auto-lending weakness and margin miss — Investors are focused on softness in auto finance and a margin that fell short of earlier guidance, which pressures future earnings sensitivity given Ally’s auto exposure. Ally Shares Drop as Margin Falls Short of Earlier Guidance
• Negative Sentiment: Capital-allocation risk and downgrade — A recent downgrade to Hold flags risk from an accelerated buyback given a pro forma CET1 ratio near the lower end (~8.3%), raising concerns about balance-sheet flexibility if conditions deteriorate. Ally Financial Takes A More Aggressive Capital Allocation Approach (Downgrade)
• Negative Sentiment: Near-term share pressure observed — Coverage notes and headlines about auto-finance softness contributed to an immediate share pullback after results, showing the market is weighing upside from buybacks against operational risks. Ally Financial shares fall 3% as investors focus on auto finance weakness

Institutional Investors Weigh In On Ally Financial

A number of large investors have recently added to or reduced their stakes in the business. Allworth Financial LP lifted its position in Ally Financial by 385.2% during the second quarter. Allworth Financial LP now owns 752 shares of the financial services provider’s stock worth $29,000 after acquiring an additional 597 shares during the last quarter. Mather Group LLC. acquired a new position in Ally Financial in the 3rd quarter worth about $31,000. Hantz Financial Services Inc. increased its position in Ally Financial by 662.0% in the 2nd quarter. Hantz Financial Services Inc. now owns 823 shares of the financial services provider’s stock valued at $32,000 after acquiring an additional 715 shares during the period. Westside Investment Management Inc. lifted its holdings in Ally Financial by 116.8% during the 2nd quarter. Westside Investment Management Inc. now owns 837 shares of the financial services provider’s stock worth $34,000 after buying an additional 451 shares during the period. Finally, MAI Capital Management boosted its holdings in Ally Financial by 45.1% in the second quarter. MAI Capital Management now owns 975 shares of the financial services provider’s stock valued at $38,000 after acquiring an additional 303 shares during the last quarter. Institutional investors own 88.76% of the company’s stock.

Ally Financial Company Profile

Ally Financial Inc is a leading digital financial services company headquartered in Detroit, Michigan. The company offers a comprehensive suite of banking, lending, and insurance products designed for retail and commercial customers. Through its online-only platform, Ally Bank provides checking and savings accounts, certificates of deposit, money market accounts, and home mortgages, emphasizing competitive rates and user-friendly mobile and web experiences.

In addition to its banking operations, Ally Financial is a major player in automotive financing and leasing.