BTIG Research Lowers Capital One Financial (NYSE:COF) Price Target to $270.00

Capital One Financial (NYSE:COF) had its target price reduced by BTIG Research from $308.00 to $270.00 in a research report issued to clients and investors on Friday,Benzinga reports. The firm presently has a “buy” rating on the financial services provider’s stock. BTIG Research’s price objective would indicate a potential upside of 14.72% from the company’s current price.

Several other equities research analysts also recently issued reports on the stock. Zacks Research downgraded shares of Capital One Financial from a “strong-buy” rating to a “hold” rating in a research note on Monday, November 24th. JPMorgan Chase & Co. upped their price objective on shares of Capital One Financial from $237.00 to $256.00 and gave the company a “neutral” rating in a report on Monday, January 12th. Truist Financial increased their price objective on Capital One Financial from $270.00 to $290.00 and gave the stock a “buy” rating in a research report on Friday, December 19th. Evercore ISI reissued an “outperform” rating and set a $290.00 price target on shares of Capital One Financial in a research report on Tuesday, January 6th. Finally, Morgan Stanley raised their target price on shares of Capital One Financial from $280.00 to $300.00 and gave the company an “overweight” rating in a report on Tuesday. One analyst has rated the stock with a Strong Buy rating, sixteen have given a Buy rating and six have issued a Hold rating to the stock. According to data from MarketBeat.com, Capital One Financial presently has an average rating of “Moderate Buy” and an average target price of $278.10.

Capital One Financial Price Performance

Shares of COF stock opened at $235.35 on Friday. The company has a quick ratio of 1.03, a current ratio of 1.03 and a debt-to-equity ratio of 0.45. The firm has a market capitalization of $149.62 billion, a price-to-earnings ratio of 99.30, a price-to-earnings-growth ratio of 0.52 and a beta of 1.13. The firm has a fifty day moving average of $233.09 and a 200-day moving average of $223.33. Capital One Financial has a 12-month low of $143.22 and a 12-month high of $259.64.

Capital One Financial (NYSE:COF) last posted its quarterly earnings data on Thursday, January 22nd. The financial services provider reported $3.86 earnings per share for the quarter, missing the consensus estimate of $4.14 by ($0.28). Capital One Financial had a return on equity of 10.94% and a net margin of 2.24%.The firm had revenue of $15.62 billion for the quarter, compared to analyst estimates of $15.49 billion. During the same period in the prior year, the company earned $2.67 earnings per share. The firm’s quarterly revenue was up 53.3% on a year-over-year basis. On average, equities research analysts forecast that Capital One Financial will post 15.65 earnings per share for the current year.

Insiders Place Their Bets

In other Capital One Financial news, insider Ravi Raghu sold 13,450 shares of the company’s stock in a transaction on Monday, January 5th. The stock was sold at an average price of $250.00, for a total value of $3,362,500.00. Following the completion of the transaction, the insider owned 30,337 shares in the company, valued at $7,584,250. This represents a 30.72% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Frank G. LapradeIii sold 17,840 shares of Capital One Financial stock in a transaction on Thursday, November 13th. The stock was sold at an average price of $222.03, for a total value of $3,961,015.20. Following the sale, the insider owned 48,315 shares in the company, valued at $10,727,379.45. The trade was a 26.97% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders have sold 298,895 shares of company stock valued at $67,111,541. 1.26% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently bought and sold shares of the business. Vanguard Group Inc. increased its stake in Capital One Financial by 0.3% in the 3rd quarter. Vanguard Group Inc. now owns 56,537,167 shares of the financial services provider’s stock worth $12,018,671,000 after acquiring an additional 156,254 shares during the last quarter. State Street Corp grew its holdings in shares of Capital One Financial by 63.4% during the second quarter. State Street Corp now owns 27,780,128 shares of the financial services provider’s stock worth $5,910,500,000 after purchasing an additional 10,776,843 shares in the last quarter. Geode Capital Management LLC increased its position in shares of Capital One Financial by 64.1% in the second quarter. Geode Capital Management LLC now owns 14,008,841 shares of the financial services provider’s stock worth $2,970,628,000 after purchasing an additional 5,474,328 shares during the last quarter. Franklin Resources Inc. increased its position in shares of Capital One Financial by 12.8% in the third quarter. Franklin Resources Inc. now owns 11,838,304 shares of the financial services provider’s stock worth $2,516,587,000 after purchasing an additional 1,339,215 shares during the last quarter. Finally, Capital Research Global Investors raised its stake in Capital One Financial by 3.7% in the third quarter. Capital Research Global Investors now owns 8,426,060 shares of the financial services provider’s stock valued at $1,791,264,000 after purchasing an additional 302,733 shares in the last quarter. 89.84% of the stock is currently owned by hedge funds and other institutional investors.

Capital One Financial News Roundup

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Capital One agreed to acquire fintech Brex for $5.15 billion, gaining Brex’s corporate?card, expense management and stablecoin/payment capabilities — a clear strategic push into business payments and digital payments infrastructure that management says expands addressable market and product reach. Capital One to Acquire Brex
• Positive Sentiment: Analyst support: TD Cowen reiterated a Buy rating on COF, citing stabilizing credit trends, strategic M&A (Brex) and an attractive valuation underpinning upside. Capital One: Stabilizing Credit Trends, Strategic Acquisitions, and Attractive Valuation Support Buy Rating
• Neutral Sentiment: Q4 results were mixed: adjusted EPS of $3.86 missed consensus while revenue of $15.62B beat estimates and grew ~53% year?over?year — signaling strong top?line momentum but pressure on near?term profitability/adjusted metrics. Investors will watch guidance, net interest margin and credit costs for clarity. Capital One Q4 Earnings Summary
• Neutral Sentiment: Capital One published year?end credit quality metrics showing stabilization — a data point that helps offset some earnings uncertainty but will be monitored for any signs of consumer stress. Capital One Reports Year-End 2025 Credit Quality Metrics
• Negative Sentiment: Regulatory/policy risk intensified after CEO Richard Fairbank warned that a proposed 10% cap on credit?card rates (advocated publicly by former President Trump) could restrict credit access and harm the economy — heightening political risk for card issuers if legislation or state action gains traction. Trump’s 10% Interest Rate Cap On Credit Cards Will ‘Likely Bring On A Recession,’ Says Capital One CEO
• Negative Sentiment: Market reaction was partly negative in extended trading: COF shares slid after the earnings miss and the Brex deal was announced, and HSBC trimmed its price target — indicators that investors are weighing deal execution, dilution and short?term earnings pressure. Capital One Stock Slides On Q4 Earnings Miss, Purchase Of Brex

About Capital One Financial

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.