USCB Financial Holdings, Inc. (NASDAQ:USCB) Declares Dividend Increase – $0.13 Per Share

Posted by Wayne Rhoads on Jan 21st, 2026

USCB Financial Holdings, Inc. (NASDAQ:USCB – Get Free Report) declared a quarterly dividend on Tuesday, January 20th. Shareholders of record on Tuesday, February 17th will be given a dividend of 0.125 per share on Thursday, March 5th. This represents a c) annualized dividend and a dividend yield of 2.6%. The ex-dividend date is Tuesday, February 17th. This is a 25.0% increase from USCB Financial’s previous quarterly dividend of $0.10.

USCB Financial has a dividend payout ratio of 22.5% meaning its dividend is sufficiently covered by earnings. Analysts expect USCB Financial to earn $1.78 per share next year, which means the company should continue to be able to cover its $0.40 annual dividend with an expected future payout ratio of 22.5%.

USCB Financial Stock Down 0.8%

USCB Financial stock opened at $19.29 on Wednesday. The firm has a market capitalization of $349.34 million, a P/E ratio of 12.29 and a beta of 0.60. The company has a current ratio of 0.87, a quick ratio of 0.87 and a debt-to-equity ratio of 0.24. USCB Financial has a twelve month low of $15.39 and a twelve month high of $20.49. The stock’s fifty day simple moving average is $18.59 and its 200-day simple moving average is $17.70.

USCB Financial (NASDAQ:USCB – Get Free Report) last released its earnings results on Thursday, October 23rd. The company reported $0.45 EPS for the quarter, topping the consensus estimate of $0.42 by $0.03. USCB Financial had a return on equity of 14.36% and a net margin of 20.23%.The firm had revenue of $24.99 million during the quarter, compared to analysts’ expectations of $25.03 million. As a group, equities analysts expect that USCB Financial will post 1.58 earnings per share for the current fiscal year.

About USCB Financial

(Get Free Report)

USCB Financial (NASDAQ: USCB) is a bank holding company headquartered in Columbia, South Carolina, serving as the parent company of United Security Bank. Established to support community banking in the Midlands region, the company focuses on relationship-driven financial services tailored to both individuals and businesses. As a regional player, USCB Financial emphasizes personalized service through a network of full-service branch offices.

The company’s core business activities include commercial and consumer lending, deposit products and alternative delivery channels.