Thrivent Financial for Lutherans Increases Stock Position in PayPal Holdings, Inc. $PYPL

Thrivent Financial for Lutherans raised its position in PayPal Holdings, Inc. (NASDAQ:PYPL) by 46.1% during the second quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 67,476 shares of the credit services provider’s stock after acquiring an additional 21,299 shares during the quarter. Thrivent Financial for Lutherans’ holdings in PayPal were worth $5,012,000 at the end of the most recent quarter.

A number of other institutional investors also recently modified their holdings of PYPL. MASTERINVEST Kapitalanlage GmbH purchased a new position in PayPal during the 2nd quarter valued at about $1,506,000. TT Capital Management LLC purchased a new stake in PayPal in the 2nd quarter worth approximately $395,000. Stance Capital LLC bought a new stake in shares of PayPal in the 2nd quarter worth approximately $1,358,000. Cim Investment Management Inc. increased its stake in shares of PayPal by 99.6% during the second quarter. Cim Investment Management Inc. now owns 17,447 shares of the credit services provider’s stock valued at $1,393,000 after buying an additional 8,708 shares during the period. Finally, Coppell Advisory Solutions LLC bought a new position in shares of PayPal during the second quarter valued at approximately $206,000. 68.32% of the stock is currently owned by hedge funds and other institutional investors.

Key PayPal News

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Company structure and cash flow support continued aggressive buybacks, which can reduce share count and boost EPS — a bullish catalyst for valuation. Read More.
• Positive Sentiment: PayPal is expanding PYUSD stablecoin use into on?chain funding for AI projects (loans for GPUs, data centers), which could open new revenue/financing channels and differentiate its fintech stack. Read More.
• Positive Sentiment: Coverage highlights PayPal’s strong free cash flow and margins — fundamentals that underpin buybacks, dividend optionality and valuation support if growth stabilizes. Read More.
• Neutral Sentiment: PayPal’s pursuit of an industrial loan company (ILC) / Utah bank charter is being debated as either a strategic upgrade to expand lending/digital?banking capabilities or a potential distraction; impacts depend on execution and regulatory timing. Read More.
• Neutral Sentiment: Analyst and media coverage (Zacks, Globe and Mail, The Motley Fool) is keeping PYPL in focus—some articles highlight investor attention and portfolio inclusion, which can support liquidity but not immediately move fundamentals. Read More.
• Negative Sentiment: Multiple analyst downgrades this week (including Morgan Stanley cutting to Underweight and slashing its price target sharply) cite slow progress on branded checkout integrations and persistent Venmo monetization issues — these calls have been a primary driver of near?term selling pressure. Read More.
• Negative Sentiment: Market commentary points to growing Wall Street bearishness after recent cuts, increasing the risk of further multiple compression unless growth or execution data improves. Read More.

Insider Activity

In other news, CAO Chris Natali sold 1,374 shares of the business’s stock in a transaction on Thursday, October 30th. The stock was sold at an average price of $69.13, for a total value of $94,984.62. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this link. Also, insider Suzan Kereere sold 12,500 shares of the company’s stock in a transaction on Monday, November 3rd. The shares were sold at an average price of $68.87, for a total value of $860,875.00. Following the transaction, the insider directly owned 30,983 shares in the company, valued at approximately $2,133,799.21. The trade was a 28.75% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders have sold 36,156 shares of company stock valued at $2,432,524 in the last quarter. Insiders own 0.08% of the company’s stock.

Analyst Upgrades and Downgrades

PYPL has been the subject of a number of research analyst reports. Citigroup raised PayPal to a “hold” rating in a research note on Thursday, October 23rd. Compass Point cut their target price on shares of PayPal from $66.00 to $56.00 and set a “sell” rating on the stock in a research note on Tuesday, December 9th. Rothschild & Co Redburn boosted their price target on shares of PayPal from $66.00 to $70.00 and gave the company a “neutral” rating in a research report on Tuesday, September 16th. Truist Financial increased their price target on shares of PayPal from $65.00 to $66.00 and gave the stock a “sell” rating in a research note on Tuesday, November 4th. Finally, The Goldman Sachs Group lifted their price objective on PayPal from $70.00 to $72.00 and gave the company a “sell” rating in a research report on Wednesday, October 29th. Thirteen research analysts have rated the stock with a Buy rating, twenty-two have assigned a Hold rating and four have assigned a Sell rating to the stock. According to MarketBeat.com, the stock presently has a consensus rating of “Hold” and an average target price of $78.97.

PayPal Price Performance

PYPL opened at $59.81 on Friday. The firm has a market cap of $55.96 billion, a PE ratio of 11.99, a P/E/G ratio of 0.81 and a beta of 1.43. The stock has a 50-day moving average price of $64.57 and a 200-day moving average price of $68.80. PayPal Holdings, Inc. has a 1 year low of $55.85 and a 1 year high of $93.25. The company has a debt-to-equity ratio of 0.56, a current ratio of 1.34 and a quick ratio of 1.34.

PayPal (NASDAQ:PYPL) last announced its quarterly earnings data on Tuesday, October 28th. The credit services provider reported $1.34 EPS for the quarter, beating the consensus estimate of $1.20 by $0.14. The company had revenue of $8.42 billion for the quarter, compared to the consensus estimate of $8.21 billion. PayPal had a net margin of 14.96% and a return on equity of 25.64%. PayPal’s revenue for the quarter was up 7.3% on a year-over-year basis. During the same period in the prior year, the firm posted $1.20 EPS. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS and its FY 2025 guidance at 5.350-5.390 EPS. Sell-side analysts predict that PayPal Holdings, Inc. will post 5.03 earnings per share for the current fiscal year.

PayPal Announces Dividend

The company also recently disclosed a quarterly dividend, which was paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th were issued a $0.14 dividend. This represents a $0.56 dividend on an annualized basis and a yield of 0.9%. The ex-dividend date was Wednesday, November 19th. PayPal’s payout ratio is presently 11.22%.

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.