Community Financial System (CBU) Expected to Announce Quarterly Earnings on Tuesday

Community Financial System (NYSE:CBU) will likely be posting its Q3 2025 results before the market opens on Tuesday, October 21st. Analysts expect Community Financial System to post earnings of $1.03 per share and revenue of $206.8530 million for the quarter. Individuals may visit the the company’s upcoming Q3 2025 earningresults page for the latest details on the call scheduled for Tuesday, October 21, 2025 at 11:00 AM ET.

Community Financial System (NYSE:CBU) last announced its earnings results on Tuesday, July 22nd. The bank reported $0.97 earnings per share for the quarter, missing the consensus estimate of $1.03 by ($0.06). The business had revenue of $199.30 million for the quarter, compared to analyst estimates of $201.93 million. Community Financial System had a net margin of 19.91% and a return on equity of 10.71%. The firm’s revenue was up 8.4% on a year-over-year basis. During the same quarter in the prior year, the business earned $0.95 earnings per share. On average, analysts expect Community Financial System to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

Community Financial System Stock Up 1.2%

NYSE:CBU opened at $55.68 on Monday. The company has a market capitalization of $2.94 billion, a price-to-earnings ratio of 15.17 and a beta of 0.77. Community Financial System has a one year low of $49.44 and a one year high of $73.39. The stock has a 50-day simple moving average of $58.76 and a 200 day simple moving average of $56.72. The company has a debt-to-equity ratio of 0.38, a quick ratio of 0.76 and a current ratio of 0.76.

Community Financial System Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Monday, January 12th. Investors of record on Friday, December 12th will be paid a $0.47 dividend. This represents a $1.88 dividend on an annualized basis and a yield of 3.4%. The ex-dividend date is Friday, December 12th. Community Financial System’s dividend payout ratio (DPR) is 51.23%.

Insiders Place Their Bets

In other Community Financial System news, SVP Jeffrey M. Levy sold 1,440 shares of Community Financial System stock in a transaction that occurred on Wednesday, August 27th. The shares were sold at an average price of $61.38, for a total transaction of $88,387.20. Following the transaction, the senior vice president directly owned 6,657 shares in the company, valued at approximately $408,606.66. The trade was a 17.78% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Insiders own 1.01% of the company’s stock.

Hedge Funds Weigh In On Community Financial System

Several institutional investors and hedge funds have recently added to or reduced their stakes in the company. California State Teachers Retirement System boosted its stake in Community Financial System by 0.4% in the second quarter. California State Teachers Retirement System now owns 48,580 shares of the bank’s stock valued at $2,763,000 after acquiring an additional 191 shares during the last quarter. Lazard Asset Management LLC boosted its stake in Community Financial System by 1.0% in the second quarter. Lazard Asset Management LLC now owns 20,468 shares of the bank’s stock valued at $1,164,000 after acquiring an additional 201 shares during the last quarter. California Public Employees Retirement System boosted its stake in Community Financial System by 0.3% in the second quarter. California Public Employees Retirement System now owns 92,254 shares of the bank’s stock valued at $5,246,000 after acquiring an additional 243 shares during the last quarter. EverSource Wealth Advisors LLC boosted its stake in Community Financial System by 177.0% in the second quarter. EverSource Wealth Advisors LLC now owns 781 shares of the bank’s stock valued at $44,000 after acquiring an additional 499 shares during the last quarter. Finally, Benjamin Edwards Inc. boosted its stake in Community Financial System by 12.0% in the second quarter. Benjamin Edwards Inc. now owns 5,307 shares of the bank’s stock valued at $302,000 after acquiring an additional 570 shares during the last quarter. 73.79% of the stock is currently owned by hedge funds and other institutional investors.

Wall Street Analyst Weigh In

CBU has been the subject of a number of research reports. Wall Street Zen upgraded Community Financial System from a “sell” rating to a “hold” rating in a research note on Saturday, October 11th. Keefe, Bruyette & Woods reduced their price objective on Community Financial System from $69.00 to $67.00 and set a “market perform” rating for the company in a research report on Wednesday, July 23rd. Finally, Weiss Ratings reiterated a “hold (c+)” rating on shares of Community Financial System in a research report on Wednesday, October 8th. One investment analyst has rated the stock with a Strong Buy rating and three have given a Hold rating to the company. According to data from MarketBeat, Community Financial System has a consensus rating of “Moderate Buy” and a consensus target price of $68.00.

Community Financial System Company Profile

Community Bank System, Inc operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and municipal customers. It operates through three segments: Banking, Employee Benefit Services, and All Other. The company offers various deposits products, such as interest and noninterest -bearing checking, savings, and money market deposit accounts, as well as time deposits.