Head-To-Head Contrast: Humana (NYSE:HUM) versus First Physicians Capital Group (OTCMKTS:FPCG)

Humana (NYSE:HUM) and First Physicians Capital Group (OTCMKTS:FPCG) are both medical companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, profitability, earnings, analyst recommendations and risk.

Earnings and Valuation

This table compares Humana and First Physicians Capital Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Humana	$117.76 billion	0.25	$1.21 billion	$13.03	18.95
First Physicians Capital Group	N/A	N/A	N/A	N/A	N/A

Humana has higher revenue and earnings than First Physicians Capital Group.

Analyst Ratings

This is a breakdown of current recommendations for Humana and First Physicians Capital Group, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Humana	0	15	7	0	2.32
First Physicians Capital Group	0	0	0	0	0.00

Humana presently has a consensus target price of $291.38, indicating a potential upside of 18.02%. Given Humana’s stronger consensus rating and higher probable upside, analysts plainly believe Humana is more favorable than First Physicians Capital Group.

Profitability

This table compares Humana and First Physicians Capital Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Humana	1.28%	13.67%	4.85%
First Physicians Capital Group	N/A	N/A	N/A

Volatility and Risk

Humana has a beta of 0.42, indicating that its stock price is 58% less volatile than the S&P 500. Comparatively, First Physicians Capital Group has a beta of 0.78, indicating that its stock price is 22% less volatile than the S&P 500.

Insider & Institutional Ownership

92.4% of Humana shares are owned by institutional investors. 0.4% of Humana shares are owned by insiders. Comparatively, 12.1% of First Physicians Capital Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Humana beats First Physicians Capital Group on 8 of the 10 factors compared between the two stocks.

About Humana

Humana Inc., together with its subsidiaries, provides medical and specialty insurance products in the United States. It operates through two segments, Insurance and CenterWell. The company offers medical and supplemental benefit plans to individuals. It has a contract with Centers for Medicare and Medicaid Services to administer the Limited Income Newly Eligible Transition prescription drug plan program; and contracts with various states to provide Medicaid, dual eligible, and long-term support services benefits. In addition, the company provides commercial fully-insured medical and specialty health insurance benefits comprising dental, vision, life insurance, and other supplemental health benefits, as well as administrative services only products to individuals and employer groups; military services, such as TRICARE T2017 East Region contract; and engages in the operations of pharmacy benefit manager business. Further, it operates pharmacies and senior focused primary care centers; and offers home solutions services, such as home health, hospice, and other services to its health plan members, as well as to third parties. The company sells its products through employers and employees, independent brokers and agents, sales representatives, and digital insurance agencies. The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.

About First Physicians Capital Group

Avem Health Partners, Inc. provides financial, technology, management, and capital solutions to hospitals in rural markets. Its services benefit residents and their physicians, as well as help to sustain and preserve the quality of healthcare services in these communities. The company was founded in 1980 and is headquartered in Oklahoma City, Oklahoma.