What is Zacks Research’s Forecast for NMI FY2025 Earnings?

NMI Holdings Inc (NASDAQ:NMIH) – Equities research analysts at Zacks Research raised their FY2025 earnings per share (EPS) estimates for shares of NMI in a research note issued on Tuesday, June 24th. Zacks Research analyst R. Department now expects that the financial services provider will post earnings of $4.78 per share for the year, up from their prior estimate of $4.73. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s Q4 2025 earnings at $1.19 EPS, Q3 2026 earnings at $1.21 EPS, Q4 2026 earnings at $1.25 EPS and FY2026 earnings at $4.93 EPS.

NMI (NASDAQ:NMIH) last posted its earnings results on Tuesday, April 29th. The financial services provider reported $1.28 earnings per share for the quarter, beating analysts’ consensus estimates of $1.10 by $0.18. NMI had a return on equity of 17.27% and a net margin of 55.93%. The business had revenue of $173.25 million during the quarter, compared to analyst estimates of $169.04 million. During the same quarter in the previous year, the firm earned $1.08 EPS. The company’s quarterly revenue was up 10.8% compared to the same quarter last year.

A number of other analysts have also weighed in on the stock. Keefe, Bruyette & Woods decreased their target price on shares of NMI from $43.00 to $42.00 and set an “outperform” rating on the stock in a report on Tuesday, April 8th. JPMorgan Chase & Co. decreased their price target on shares of NMI from $42.00 to $41.00 and set an “overweight” rating on the stock in a report on Tuesday, April 8th. Wall Street Zen upgraded NMI from a “hold” rating to a “buy” rating in a research report on Monday, May 5th. Finally, Compass Point restated a “buy” rating and set a $37.00 target price (up from $34.00) on shares of NMI in a research report on Friday, May 23rd. Two analysts have rated the stock with a hold rating and six have given a buy rating to the company’s stock. Based on data from MarketBeat.com, NMI currently has an average rating of “Moderate Buy” and an average price target of $42.29.

NMI Trading Down 0.7%

Shares of NMI stock opened at $41.81 on Thursday. The company’s 50-day moving average price is $38.05 and its 200-day moving average price is $36.85. The company has a current ratio of 0.74, a quick ratio of 0.74 and a debt-to-equity ratio of 0.18. NMI has a 12-month low of $31.90 and a 12-month high of $42.49. The company has a market cap of $3.27 billion, a price-to-earnings ratio of 9.03, a PEG ratio of 1.43 and a beta of 0.55.

Insider Activity

In related news, CEO Adam Pollitzer sold 57,166 shares of the stock in a transaction on Thursday, May 1st. The stock was sold at an average price of $36.54, for a total value of $2,088,845.64. Following the transaction, the chief executive officer now owns 329,465 shares of the company’s stock, valued at $12,038,651.10. This represents a 14.79% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website. Also, Director Michael Curry Montgomery sold 1,875 shares of the firm’s stock in a transaction dated Tuesday, May 13th. The shares were sold at an average price of $38.05, for a total value of $71,343.75. Following the sale, the director now owns 66,068 shares in the company, valued at $2,513,887.40. The trade was a 2.76% decrease in their position. The disclosure for this sale can be found here. In the last quarter, insiders have sold 113,697 shares of company stock worth $4,210,337. 3.00% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On NMI

A number of large investors have recently modified their holdings of the company. Voya Investment Management LLC boosted its stake in NMI by 35.5% in the first quarter. Voya Investment Management LLC now owns 78,349 shares of the financial services provider’s stock worth $2,824,000 after buying an additional 20,536 shares in the last quarter. Strs Ohio purchased a new position in shares of NMI during the first quarter worth approximately $973,000. Acadian Asset Management LLC bought a new stake in shares of NMI in the 1st quarter worth approximately $1,224,000. Jane Street Group LLC lifted its holdings in shares of NMI by 1,312.9% in the 1st quarter. Jane Street Group LLC now owns 224,152 shares of the financial services provider’s stock worth $8,081,000 after acquiring an additional 208,287 shares during the last quarter. Finally, Caxton Associates LLP purchased a new stake in shares of NMI in the 1st quarter valued at $428,000. 94.12% of the stock is owned by hedge funds and other institutional investors.

NMI Company Profile

NMI Holdings, Inc provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders.