Zacks Research Raises Earnings Estimates for Ally Financial

Ally Financial Inc. (NYSE:ALLY) – Stock analysts at Zacks Research upped their Q4 2025 EPS estimates for Ally Financial in a report released on Thursday, May 8th. Zacks Research analyst R. Department now anticipates that the financial services provider will earn $1.01 per share for the quarter, up from their previous estimate of $1.00. The consensus estimate for Ally Financial’s current full-year earnings is $3.57 per share. Zacks Research also issued estimates for Ally Financial’s Q1 2027 earnings at $1.25 EPS and FY2027 earnings at $6.14 EPS.

A number of other brokerages have also recently issued reports on ALLY. Bank of America cut their target price on Ally Financial from $42.00 to $38.00 and set a “buy” rating on the stock in a report on Monday, April 7th. Royal Bank of Canada reaffirmed an “outperform” rating and issued a $40.00 price objective on shares of Ally Financial in a research note on Monday, April 21st. Truist Financial decreased their target price on shares of Ally Financial from $45.00 to $41.00 and set a “buy” rating for the company in a research report on Tuesday, April 22nd. Compass Point upgraded shares of Ally Financial from a “neutral” rating to a “buy” rating and upped their target price for the stock from $37.00 to $41.00 in a report on Monday, April 7th. Finally, Wells Fargo & Company cut their price target on Ally Financial from $34.00 to $32.00 and set an “underweight” rating for the company in a research note on Monday, April 21st. Three research analysts have rated the stock with a sell rating, six have given a hold rating and ten have issued a buy rating to the company. According to data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus target price of $41.69.

Ally Financial Trading Up 0.8%

Shares of Ally Financial stock opened at $36.68 on Monday. The stock has a market capitalization of $11.27 billion, a PE ratio of 14.11, a price-to-earnings-growth ratio of 0.32 and a beta of 1.14. Ally Financial has a 52 week low of $29.52 and a 52 week high of $45.46. The stock has a 50 day moving average price of $33.79 and a two-hundred day moving average price of $35.96. The company has a debt-to-equity ratio of 1.51, a quick ratio of 0.93 and a current ratio of 0.93.

Ally Financial (NYSE:ALLY) last issued its earnings results on Thursday, April 17th. The financial services provider reported $0.58 EPS for the quarter, beating analysts’ consensus estimates of $0.43 by $0.15. Ally Financial had a return on equity of 9.31% and a net margin of 11.29%. The business had revenue of $1.54 billion during the quarter, compared to analyst estimates of $2.04 billion. During the same period in the previous year, the company posted $0.45 EPS.

Institutional Investors Weigh In On Ally Financial

Hedge funds and other institutional investors have recently added to or reduced their stakes in the company. Tidal Investments LLC raised its holdings in Ally Financial by 1.1% during the 4th quarter. Tidal Investments LLC now owns 26,279 shares of the financial services provider’s stock valued at $946,000 after acquiring an additional 280 shares during the period. EP Wealth Advisors LLC raised its stake in shares of Ally Financial by 4.9% during the 4th quarter. EP Wealth Advisors LLC now owns 6,367 shares of the financial services provider’s stock valued at $229,000 after purchasing an additional 297 shares during the period. Meiji Yasuda Asset Management Co Ltd. lifted its holdings in Ally Financial by 2.1% during the 4th quarter. Meiji Yasuda Asset Management Co Ltd. now owns 15,332 shares of the financial services provider’s stock worth $552,000 after purchasing an additional 320 shares in the last quarter. Signet Financial Management LLC boosted its stake in Ally Financial by 5.6% in the 1st quarter. Signet Financial Management LLC now owns 6,724 shares of the financial services provider’s stock worth $245,000 after purchasing an additional 357 shares during the period. Finally, Lido Advisors LLC grew its holdings in Ally Financial by 5.9% during the 4th quarter. Lido Advisors LLC now owns 6,455 shares of the financial services provider’s stock valued at $232,000 after buying an additional 359 shares in the last quarter. 88.76% of the stock is currently owned by institutional investors.

Insiders Place Their Bets

In other Ally Financial news, insider Stephanie N. Richard sold 8,000 shares of Ally Financial stock in a transaction dated Wednesday, April 30th. The shares were sold at an average price of $32.14, for a total value of $257,120.00. Following the sale, the insider now owns 90,387 shares of the company’s stock, valued at approximately $2,905,038.18. The trade was a 8.13% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, CFO Russell E. Hutchinson purchased 8,200 shares of the stock in a transaction that occurred on Tuesday, April 22nd. The stock was bought at an average cost of $30.81 per share, for a total transaction of $252,642.00. Following the acquisition, the chief financial officer now directly owns 236,421 shares in the company, valued at $7,284,131.01. This trade represents a 3.59% increase in their position. The disclosure for this purchase can be found here. Insiders own 0.56% of the company’s stock.

Ally Financial Dividend Announcement

The firm also recently declared a quarterly dividend, which will be paid on Thursday, May 15th. Investors of record on Thursday, May 1st will be issued a dividend of $0.30 per share. The ex-dividend date is Thursday, May 1st. This represents a $1.20 dividend on an annualized basis and a yield of 3.27%. Ally Financial’s dividend payout ratio (DPR) is currently 88.24%.

Ally Financial Company Profile

Ally Financial Inc, a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments.