Zacks Research Analysts Raise Earnings Estimates for SYF

Synchrony Financial (NYSE:SYF) – Equities researchers at Zacks Research increased their Q1 2025 earnings estimates for shares of Synchrony Financial in a report issued on Monday, February 10th. Zacks Research analyst K. Dey now anticipates that the financial services provider will post earnings of $1.64 per share for the quarter, up from their previous forecast of $1.59. The consensus estimate for Synchrony Financial’s current full-year earnings is $7.45 per share. Zacks Research also issued estimates for Synchrony Financial’s Q4 2025 earnings at $1.75 EPS and FY2027 earnings at $9.50 EPS.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, January 28th. The financial services provider reported $1.91 EPS for the quarter, topping analysts’ consensus estimates of $1.89 by $0.02. Synchrony Financial had a return on equity of 18.30% and a net margin of 15.36%.

A number of other research analysts have also weighed in on SYF. Royal Bank of Canada raised their target price on shares of Synchrony Financial from $70.00 to $73.00 and gave the company a “sector perform” rating in a report on Wednesday, January 29th. The Goldman Sachs Group lifted their price objective on shares of Synchrony Financial from $72.50 to $82.00 and gave the stock a “buy” rating in a research note on Wednesday, January 8th. Morgan Stanley upgraded shares of Synchrony Financial from an “underweight” rating to an “overweight” rating and boosted their target price for the stock from $40.00 to $82.00 in a report on Thursday, December 19th. Barclays raised shares of Synchrony Financial from an “equal weight” rating to an “overweight” rating and increased their price target for the company from $59.00 to $79.00 in a report on Monday, January 6th. Finally, Jefferies Financial Group lifted their price target on Synchrony Financial from $60.00 to $65.00 and gave the stock a “buy” rating in a research report on Thursday, October 17th. Seven research analysts have rated the stock with a hold rating, fifteen have given a buy rating and one has assigned a strong buy rating to the company’s stock. According to MarketBeat, the stock presently has a consensus rating of “Moderate Buy” and an average target price of $69.30.

Synchrony Financial Stock Performance

NYSE:SYF opened at $65.28 on Wednesday. The company has a market cap of $25.42 billion, a price-to-earnings ratio of 7.64, a PEG ratio of 0.72 and a beta of 1.63. Synchrony Financial has a 1 year low of $38.25 and a 1 year high of $70.93. The stock’s 50 day simple moving average is $67.14 and its two-hundred day simple moving average is $58.21. The company has a debt-to-equity ratio of 1.01, a current ratio of 1.24 and a quick ratio of 1.25.

Institutional Investors Weigh In On Synchrony Financial

A number of institutional investors and hedge funds have recently bought and sold shares of the company. CWM LLC lifted its position in shares of Synchrony Financial by 2.6% in the 3rd quarter. CWM LLC now owns 20,772 shares of the financial services provider’s stock worth $1,036,000 after purchasing an additional 526 shares during the period. Exchange Traded Concepts LLC lifted its holdings in Synchrony Financial by 7,655.2% during the third quarter. Exchange Traded Concepts LLC now owns 17,139 shares of the financial services provider’s stock worth $855,000 after buying an additional 16,918 shares during the period. Creative Planning lifted its holdings in Synchrony Financial by 1.0% during the third quarter. Creative Planning now owns 30,064 shares of the financial services provider’s stock worth $1,500,000 after buying an additional 308 shares during the period. Swedbank AB boosted its position in Synchrony Financial by 0.3% during the 3rd quarter. Swedbank AB now owns 99,773 shares of the financial services provider’s stock valued at $4,977,000 after acquiring an additional 312 shares in the last quarter. Finally, Vontobel Holding Ltd. increased its holdings in shares of Synchrony Financial by 125.6% in the 3rd quarter. Vontobel Holding Ltd. now owns 16,080 shares of the financial services provider’s stock valued at $802,000 after acquiring an additional 8,952 shares during the period. 96.48% of the stock is owned by institutional investors.

Insider Transactions at Synchrony Financial

In related news, insider Jonathan S. Mothner sold 34,163 shares of the business’s stock in a transaction that occurred on Friday, November 15th. The stock was sold at an average price of $64.99, for a total value of $2,220,253.37. Following the completion of the sale, the insider now owns 127,587 shares in the company, valued at approximately $8,291,879.13. The trade was a 21.12 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Company insiders own 0.33% of the company’s stock.

Synchrony Financial Dividend Announcement

The business also recently announced a quarterly dividend, which will be paid on Tuesday, February 18th. Stockholders of record on Monday, February 3rd will be paid a dividend of $0.25 per share. This represents a $1.00 dividend on an annualized basis and a dividend yield of 1.53%. The ex-dividend date is Monday, February 3rd. Synchrony Financial’s dividend payout ratio is currently 11.71%.

Synchrony Financial Company Profile

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms.