SoFi Technologies (NASDAQ:SOFI) Issues Q1 2025 Earnings Guidance

SoFi Technologies (NASDAQ:SOFI) updated its first quarter 2025 earnings guidance on Monday. The company provided EPS guidance of 0.030-0.030 for the period, compared to the consensus EPS estimate of 0.050. The company issued revenue guidance of $725.0 million-$745.0 million, compared to the consensus revenue estimate of $691.4 million. SoFi Technologies also updated its FY 2025 guidance to 0.250-0.270 EPS.

Wall Street Analyst Weigh In

Several analysts have recently issued reports on the stock. Barclays lifted their target price on shares of SoFi Technologies from $8.00 to $9.00 and gave the company an “equal weight” rating in a research report on Wednesday, October 30th. William Blair reiterated an “outperform” rating on shares of SoFi Technologies in a research report on Friday, January 24th. JPMorgan Chase & Co. raised their price target on shares of SoFi Technologies from $9.00 to $16.00 and gave the stock a “neutral” rating in a research note on Monday, December 2nd. Keefe, Bruyette & Woods reissued an “underperform” rating and issued a $8.00 price target (up from $7.00) on shares of SoFi Technologies in a research note on Thursday, January 2nd. Finally, Citigroup raised their price target on shares of SoFi Technologies from $12.50 to $18.00 and gave the stock a “buy” rating in a research note on Tuesday, January 14th. Four equities research analysts have rated the stock with a sell rating, six have given a hold rating and five have assigned a buy rating to the company’s stock. According to data from MarketBeat.com, SoFi Technologies presently has an average rating of “Hold” and an average target price of $12.50.

SoFi Technologies Price Performance

Shares of SOFI stock opened at $16.17 on Wednesday. The company has a debt-to-equity ratio of 0.52, a current ratio of 0.49 and a quick ratio of 0.18. The firm’s 50-day moving average is $15.78 and its two-hundred day moving average is $11.22. SoFi Technologies has a 12 month low of $6.01 and a 12 month high of $18.42. The company has a market capitalization of $17.55 billion, a PE ratio of 161.72, a price-to-earnings-growth ratio of 1.19 and a beta of 1.78.

SoFi Technologies (NASDAQ:SOFI) last announced its quarterly earnings results on Monday, January 27th. The company reported $0.05 earnings per share for the quarter, beating analysts’ consensus estimates of $0.04 by $0.01. SoFi Technologies had a net margin of 8.38% and a return on equity of 3.71%. During the same quarter in the previous year, the firm earned $0.04 earnings per share. Analysts predict that SoFi Technologies will post 0.12 earnings per share for the current year.

Insider Buying and Selling at SoFi Technologies

In related news, Director Iv (Gp) L.L.C. Slta sold 24,105,908 shares of SoFi Technologies stock in a transaction that occurred on Wednesday, December 4th. The shares were sold at an average price of $16.03, for a total value of $386,417,705.24. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at the SEC website. Also, Director Bashir Ruzwana sold 52,000 shares of SoFi Technologies stock in a transaction that occurred on Thursday, December 12th. The shares were sold at an average price of $16.02, for a total transaction of $833,040.00. Following the completion of the transaction, the director now owns 25,937 shares of the company’s stock, valued at $415,510.74. This trade represents a 66.72 % decrease in their position. The disclosure for this sale can be found here. Insiders sold a total of 26,008,870 shares of company stock worth $416,950,073 over the last three months. Insiders own 2.60% of the company’s stock.

About SoFi Technologies

SoFi Technologies, Inc provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.