Analysts Set Expectations for SLM’s Q3 Earnings (NASDAQ:SLM)

SLM Co. (NASDAQ:SLM) – Wedbush upped their Q3 2025 EPS estimates for shares of SLM in a research note issued to investors on Monday, November 25th. Wedbush analyst D. Chiaverini now expects that the credit services provider will post earnings per share of $0.74 for the quarter, up from their previous estimate of $0.68. Wedbush currently has a “Outperform” rating and a $26.00 price target on the stock. The consensus estimate for SLM’s current full-year earnings is $2.73 per share. Wedbush also issued estimates for SLM’s FY2025 earnings at $3.15 EPS and FY2026 earnings at $3.80 EPS.

Several other brokerages also recently commented on SLM. Royal Bank of Canada reissued an “outperform” rating and issued a $26.00 price objective on shares of SLM in a research note on Thursday, October 24th. JPMorgan Chase & Co. dropped their price objective on shares of SLM from $25.00 to $24.00 and set a “neutral” rating for the company in a research note on Monday, October 7th. Bank of America assumed coverage on shares of SLM in a research note on Wednesday, September 25th. They issued a “buy” rating and a $27.00 price objective for the company. Finally, Barclays dropped their price objective on shares of SLM from $27.00 to $26.00 and set an “overweight” rating for the company in a research note on Thursday, October 24th. Two investment analysts have rated the stock with a hold rating and nine have issued a buy rating to the stock. According to MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $25.45.

SLM Stock Performance

NASDAQ SLM opened at $27.20 on Tuesday. The firm has a market capitalization of $5.78 billion, a price-to-earnings ratio of 9.41, a P/E/G ratio of 1.18 and a beta of 1.16. The company has a current ratio of 1.29, a quick ratio of 1.27 and a debt-to-equity ratio of 3.21. The firm’s 50 day simple moving average is $23.14 and its 200 day simple moving average is $21.89. SLM has a 1 year low of $14.03 and a 1 year high of $28.22.

SLM (NASDAQ:SLM) last posted its quarterly earnings results on Wednesday, October 23rd. The credit services provider reported ($0.23) earnings per share (EPS) for the quarter, missing the consensus estimate of $0.07 by ($0.30). The firm had revenue of $652.64 million for the quarter, compared to analyst estimates of $363.40 million. SLM had a return on equity of 35.92% and a net margin of 22.18%. During the same quarter in the prior year, the business posted $0.11 EPS.

Hedge Funds Weigh In On SLM

Several large investors have recently modified their holdings of SLM. O Shaughnessy Asset Management LLC increased its position in shares of SLM by 9.9% during the first quarter. O Shaughnessy Asset Management LLC now owns 11,017 shares of the credit services provider’s stock worth $240,000 after buying an additional 990 shares during the period. Lazard Asset Management LLC increased its position in shares of SLM by 156.7% during the first quarter. Lazard Asset Management LLC now owns 168,630 shares of the credit services provider’s stock worth $3,674,000 after buying an additional 102,928 shares during the period. Price T Rowe Associates Inc. MD increased its position in shares of SLM by 3.3% during the first quarter. Price T Rowe Associates Inc. MD now owns 816,274 shares of the credit services provider’s stock worth $17,788,000 after buying an additional 26,064 shares during the period. Janus Henderson Group PLC increased its position in shares of SLM by 114.6% during the first quarter. Janus Henderson Group PLC now owns 228,239 shares of the credit services provider’s stock worth $4,971,000 after buying an additional 121,886 shares during the period. Finally, Redwood Investment Management LLC acquired a new stake in shares of SLM during the first quarter worth $1,504,000. Institutional investors own 98.94% of the company’s stock.

SLM Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, December 16th. Stockholders of record on Thursday, December 5th will be paid a dividend of $0.13 per share. The ex-dividend date of this dividend is Thursday, December 5th. This represents a $0.52 annualized dividend and a dividend yield of 1.91%. This is an increase from SLM’s previous quarterly dividend of $0.11. SLM’s dividend payout ratio (DPR) is presently 15.33%.

SLM Company Profile

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It is also involved in the provision of retail deposit accounts, including certificates of deposit, money market accounts, and high-yield savings accounts; and interest-bearing omnibus accounts.