First National of Nebraska (OTCMKTS:FINN) and Camden National (NASDAQ:CAC) Financial Review

Camden National (NASDAQ:CAC) and First National of Nebraska (OTCMKTS:FINN) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, valuation, dividends, risk, profitability and institutional ownership.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Camden National and First National of Nebraska, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Camden National	0	2	0	0	2.00
First National of Nebraska	0	0	0	0	0.00

Camden National presently has a consensus price target of $41.50, indicating a potential downside of 12.17%. Given Camden National’s stronger consensus rating and higher possible upside, equities analysts plainly believe Camden National is more favorable than First National of Nebraska.

Earnings and Valuation

This table compares Camden National and First National of Nebraska”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Camden National	$257.28 million	2.68	$43.38 million	$3.20	14.77
First National of Nebraska	$2.78 billion	1.19	$227.44 million	N/A	N/A

First National of Nebraska has higher revenue and earnings than Camden National.

Dividends

Camden National pays an annual dividend of $1.68 per share and has a dividend yield of 3.6%. First National of Nebraska pays an annual dividend of $120.00 per share and has a dividend yield of 1.0%. Camden National pays out 52.5% of its earnings in the form of a dividend.

Risk & Volatility

Camden National has a beta of 0.72, meaning that its share price is 28% less volatile than the S&P 500. Comparatively, First National of Nebraska has a beta of 0.33, meaning that its share price is 67% less volatile than the S&P 500.

Profitability

This table compares Camden National and First National of Nebraska’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Camden National	16.47%	9.95%	0.88%
First National of Nebraska	N/A	N/A	N/A

Institutional & Insider Ownership

77.4% of Camden National shares are held by institutional investors. Comparatively, 0.7% of First National of Nebraska shares are held by institutional investors. 1.9% of Camden National shares are held by company insiders. Comparatively, 41.7% of First National of Nebraska shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Summary

Camden National beats First National of Nebraska on 9 of the 13 factors compared between the two stocks.

About Camden National

Camden National Corporation operates as the bank holding company for Camden National Bank that provides various commercial and consumer banking products and services for consumer, institutional, municipal, non-profit, and commercial customers in Maine, New Hampshire, and Massachusetts. The company accepts checking, savings, time, and brokered deposits, as well as deposits with the certificate of deposit account registry system. Its loan products include non-owner-occupied commercial estate loans, owner-occupied commercial real estate loans, unsecured fully-guaranteed commercial loans backed by the small business administration, loans secured by one-to four-family properties, and consumer and home equity loans. The company also provides brokerage and insurance services through its financial offerings consisting of college, retirement, estate planning, mutual funds, strategic asset management accounts, and variable and fixed annuities. Further, it offers a range of fiduciary and asset management, wealth management, investment management, financial planning, and trustee services. Camden National Corporation was founded in 1875 and is headquartered in Camden, Maine.

About First National of Nebraska

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.