Chesswood Group (OTCMKTS:CHWWF – Get Free Report) and Open Lending (NASDAQ:LPRO – Get Free Report) are both financial services companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation and dividends.
Valuation & Earnings
This table compares Chesswood Group and Open Lending”s top-line revenue, earnings per share (EPS) and valuation.
Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
Chesswood Group | N/A | N/A | N/A | $0.91 | 0.10 |
Open Lending | $98.42 million | 6.48 | $22.07 million | $0.11 | 48.64 |
Open Lending has higher revenue and earnings than Chesswood Group. Chesswood Group is trading at a lower price-to-earnings ratio than Open Lending, indicating that it is currently the more affordable of the two stocks.
Institutional and Insider Ownership
Analyst Ratings
This is a summary of current ratings and recommmendations for Chesswood Group and Open Lending, as reported by MarketBeat.
Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
Chesswood Group | 0 | 0 | 0 | 0 | N/A |
Open Lending | 0 | 6 | 3 | 0 | 2.33 |
Open Lending has a consensus target price of $6.56, suggesting a potential upside of 22.66%. Given Open Lending’s higher probable upside, analysts plainly believe Open Lending is more favorable than Chesswood Group.
Profitability
This table compares Chesswood Group and Open Lending’s net margins, return on equity and return on assets.
Net Margins | Return on Equity | Return on Assets | |
Chesswood Group | N/A | N/A | N/A |
Open Lending | 6.25% | 2.90% | 1.62% |
Summary
Open Lending beats Chesswood Group on 9 of the 10 factors compared between the two stocks.
About Chesswood Group
Chesswood Group Limited operates primarily in the specialty finance industry in North America. The company offers micro and small-ticket commercial equipment financing and origination to small and medium-sized businesses through the third-party broker and equipment vendor channels; and commercial equipment financing and loans to small and medium-sized businesses. It also provides home improvement and other consumer financing solutions; credit alternatives to investors; consumer financing for motor vehicle purchasers; and specialized financing solutions. The company was formerly known as Chesswood Income Fund and changed its name to Chesswood Group Limited in January 2011. Chesswood Group Limited was founded in 1982 and is headquartered in Toronto, Canada.
About Open Lending
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
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