WMIH (NASDAQ: WMIH) and Zurich Insurance Group (OTCMKTS:ZURVY) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, profitability, institutional ownership, valuation, dividends, analyst recommendations and risk.
Zurich Insurance Group pays an annual dividend of $0.13 per share and has a dividend yield of 0.4%. WMIH does not pay a dividend. Zurich Insurance Group pays out 6.5% of its earnings in the form of a dividend.
This table compares WMIH and Zurich Insurance Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Zurich Insurance Group||N/A||N/A||N/A|
This is a breakdown of recent ratings for WMIH and Zurich Insurance Group, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Zurich Insurance Group||1||3||1||0||2.00|
Institutional and Insider Ownership
35.9% of WMIH shares are owned by institutional investors. Comparatively, 0.3% of Zurich Insurance Group shares are owned by institutional investors. 2.8% of WMIH shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.
Volatility and Risk
WMIH has a beta of -1.39, suggesting that its stock price is 239% less volatile than the S&P 500. Comparatively, Zurich Insurance Group has a beta of 0.92, suggesting that its stock price is 8% less volatile than the S&P 500.
Earnings and Valuation
This table compares WMIH and Zurich Insurance Group’s revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|WMIH||$7.89 million||35.37||$25.88 million||N/A||N/A|
|Zurich Insurance Group||$63.96 billion||0.71||$3.00 billion||$1.99||15.09|
Zurich Insurance Group has higher revenue and earnings than WMIH.
WMIH beats Zurich Insurance Group on 7 of the 12 factors compared between the two stocks.
WMIH Corp., through its subsidiary, WM Mortgage Reinsurance Company, Inc., engages in legacy reinsurance business with respect to mortgage insurance operated in runoff mode. The company was formerly known as WMI Holdings Corp. and changed its name to WMIH Corp. in May 2015. WMIH Corp. was founded in 1889 and is headquartered in Seattle, Washington.
About Zurich Insurance Group
Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, automotive, and cyber risk insurance products; and international programs, risk engineering, claims, and captive services. In addition, it offers employee benefits and group risk solutions, corporate investment plans, multi-employer savings plans, pension plans, captive services, and pooling solutions, as well as international programs for employees. Further, the company provides non-claims administrative and management services to the farmers' exchanges; and reinsurance services. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. Zurich Insurance Group AG was founded in 1872 and is headquartered in Zurich, Switzerland.
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