Greene County Bancorp (GCBC) versus Its Competitors Financial Contrast

Greene County Bancorp (NASDAQ: GCBC) is one of 38 public companies in the “Savings institutions, except federal” industry, but how does it weigh in compared to its competitors? We will compare Greene County Bancorp to related businesses based on the strength of its valuation, institutional ownership, earnings, dividends, analyst recommendations, profitability and risk.

Earnings and Valuation

This table compares Greene County Bancorp and its competitors gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Greene County Bancorp $68.00 million $23.94 million 10.89
Greene County Bancorp Competitors $146.25 million $15.72 million 16.50

Greene County Bancorp’s competitors have higher revenue, but lower earnings than Greene County Bancorp. Greene County Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Institutional & Insider Ownership

5.5% of Greene County Bancorp shares are held by institutional investors. Comparatively, 37.1% of shares of all “Savings institutions, except federal” companies are held by institutional investors. 6.4% of Greene County Bancorp shares are held by company insiders. Comparatively, 7.2% of shares of all “Savings institutions, except federal” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current recommendations for Greene County Bancorp and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Greene County Bancorp 0 0 0 0 N/A
Greene County Bancorp Competitors 113 433 253 16 2.21

As a group, “Savings institutions, except federal” companies have a potential downside of 4.99%. Given Greene County Bancorp’s competitors higher possible upside, analysts clearly believe Greene County Bancorp has less favorable growth aspects than its competitors.

Dividends

Greene County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.6%. Greene County Bancorp pays out 16.9% of its earnings in the form of a dividend. As a group, “Savings institutions, except federal” companies pay a dividend yield of 1.4% and pay out 15.3% of their earnings in the form of a dividend. Greene County Bancorp has raised its dividend for 8 consecutive years.

Volatility and Risk

Greene County Bancorp has a beta of 0.41, suggesting that its share price is 59% less volatile than the S&P 500. Comparatively, Greene County Bancorp’s competitors have a beta of 0.74, suggesting that their average share price is 26% less volatile than the S&P 500.

Profitability

This table compares Greene County Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Greene County Bancorp 36.85% 18.00% 1.23%
Greene County Bancorp Competitors 23.98% 9.29% 1.00%

Summary

Greene County Bancorp competitors beat Greene County Bancorp on 7 of the 12 factors compared.

About Greene County Bancorp

Greene County Bancorp, Inc. operates as a bank holding company for Bank of Greene County. Its services include personal banking, checking accounts, savings accounts, loans, commercial lending, business accounts, municipal banking services and investment services. The company was founded in December 1998 and is headquartered in Catskill, NY.

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