Provident Financial (OTCMKTS: FPLPY) is one of 16 publicly-traded companies in the “Personal credit institutions” industry, but how does it weigh in compared to its competitors? We will compare Provident Financial to related companies based on the strength of its dividends, risk, valuation, institutional ownership, analyst recommendations, earnings and profitability.
Earnings & Valuation
This table compares Provident Financial and its competitors gross revenue, earnings per share and valuation.
|Gross Revenue||Net Income||Price/Earnings Ratio|
|Provident Financial||$1.04 billion||-$107.09 million||-28.57|
|Provident Financial Competitors||$2.39 billion||$311.18 million||13.08|
This table compares Provident Financial and its competitors’ net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|Provident Financial Competitors||23.95%||40.82%||4.05%|
This is a breakdown of current ratings and price targets for Provident Financial and its competitors, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|Provident Financial Competitors||195||876||1095||66||2.46|
As a group, “Personal credit institutions” companies have a potential downside of 21.68%. Given Provident Financial’s competitors stronger consensus rating and higher possible upside, analysts clearly believe Provident Financial has less favorable growth aspects than its competitors.
Insider & Institutional Ownership
63.3% of shares of all “Personal credit institutions” companies are owned by institutional investors. 17.7% of shares of all “Personal credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.
Volatility & Risk
Provident Financial has a beta of 1.63, suggesting that its share price is 63% more volatile than the S&P 500. Comparatively, Provident Financial’s competitors have a beta of 1.37, suggesting that their average share price is 37% more volatile than the S&P 500.
Provident Financial competitors beat Provident Financial on 12 of the 13 factors compared.
About Provident Financial
Provident Financial Plc engages in the business of supplying personal credit products. It operates through four segments: Vanquis Bank, Consumer Credit Division, Moneybarn and Central. The Vanquis Bank segment issues credit cards to people who are often declined by mainstream card providers. The Consumer Credit division segment offers home credit loans; online lending; and operates as loan guarantor. The Moneybarn segment includes non-standard vehicle finance. The company was founded by Joshua Kelley Waddilove in 1880 and is headquartered in Bradford, United Kingdom.
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