Head-To-Head Contrast: Investors Title (NASDAQ:ITIC) & Roadzen (NASDAQ:RDZN)

Investors Title (NASDAQ:ITIC) and Roadzen (NASDAQ:RDZN) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, valuation, dividends, risk, profitability and institutional ownership.

Valuation and Earnings

This table compares Investors Title and Roadzen”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Investors Title	$273.87 million	1.93	$31.07 million	$19.01	14.72
Roadzen	$44.30 million	2.32	-$72.87 million	($0.41)	-3.29

Investors Title has higher revenue and earnings than Roadzen. Roadzen is trading at a lower price-to-earnings ratio than Investors Title, indicating that it is currently the more affordable of the two stocks.

Institutional and Insider Ownership

41.4% of Investors Title shares are owned by institutional investors. Comparatively, 24.7% of Roadzen shares are owned by institutional investors. 26.4% of Investors Title shares are owned by company insiders. Comparatively, 26.8% of Roadzen shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Profitability

This table compares Investors Title and Roadzen’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Investors Title	12.28%	12.70%	9.71%
Roadzen	-61.58%	N/A	-90.09%

Analyst Recommendations

This is a summary of recent recommendations and price targets for Investors Title and Roadzen, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Investors Title	0	0	1	0	3.00
Roadzen	1	0	1	0	2.00

Roadzen has a consensus price target of $4.00, indicating a potential upside of 196.30%. Given Roadzen’s higher possible upside, analysts plainly believe Roadzen is more favorable than Investors Title.

Risk & Volatility

Investors Title has a beta of 0.88, suggesting that its stock price is 12% less volatile than the S&P 500. Comparatively, Roadzen has a beta of 0.46, suggesting that its stock price is 54% less volatile than the S&P 500.

Summary

Investors Title beats Roadzen on 10 of the 13 factors compared between the two stocks.

About Investors Title

Investors Title Company engages in the issuance of residential and commercial title insurance for residential, institutional, commercial, and industrial properties. The company underwrites land title insurance for owners and mortgagees as a primary insurer; and assumes the reinsurance of title insurance risks from other title insurance companies. It offers services in connection with tax-deferred exchanges of like-kind property; acts as a qualified intermediary in tax-deferred exchanges of property; coordinates the exchange aspects of the real estate transaction, such as drafting standard exchange documents, holding the exchange funds between the sale of the old property and the purchase of the new property, and accepting the formal identification of the replacement property. In addition, it serves as an exchange accommodation titleholder for accomplishing reverse exchanges when the taxpayers decide to acquire replacement property before selling the relinquished property. Further, the company offers investment management and trust services to individuals, companies, banks, and trusts; and consulting and management services to clients to start and operate a title insurance agency. It issues title insurance policies directly and through a network of agents in 22 states and the District of Columbia, primarily in the eastern half of the United States. Investors Title Company was founded in 1972 and is headquartered in Chapel Hill, North Carolina.

About Roadzen

Roadzen, Inc., an insurtech company, provides various insurance products in the United States and internationally. It offers insurance as a service platform, including Via, which enables fleets, carmakers, and insurers to inspect a vehicle using computer vision; Global Distribution Network that enables the configuration, customer quote, payment, and administration of any insurance policy with any insurance carrier as the underwriter; xClaim, which enables digital, touchless, and real-time resolution of claims; StrandD, a digital, real-time dispatch, and tracking for roadside assistance and first notice of loss during accident claims; Good Driving that enables insurers and fleets to recognize drivers, train drivers, and build usage based insurance programs; and Drivebuddy AI, which provides driver-assistance capabilities. The company also provides insurance distribution platform that enables product creation and underwriting, re-insurer backing, and API exchange; and distribution, pre-inspection assistance, telematics, and roadside assistance. In addition, it offers insurance broker services. Roadzen, Inc. was founded in 2015 and is based in Burlingame, California.